Side-by-side · Q2 2026 data
First Lockhart Bank vs Broadway National Bank
Metric by metric
| Measure | First Lockhart Bank | Broadway National Bank |
|---|---|---|
| TellerScore | 63 | 79 (stronger) |
| Capital cushion | 43 | 59 (stronger) |
| Loan quality | 90 | 94 (stronger) |
| Earnings | 48 | 90 (stronger) |
| Funding & liquidity | 57 | 68 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 24th | 88th |
| Total assets | $415.9M | $5.4B |
| Deposits / shares | $375.0M | $4.9B |
| Capital ratio | 9.34% | 10.93% (stronger) |
| Problem loans | 0.29% | 0.19% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.13% |
| Return on assets | 0.70% | 1.74% (stronger) |
| Loans ÷ deposits | 82.9% | 64.6% (stronger) |
| Uninsured deposits | 33.0% (stronger) | 40.3% |
| Offices | 6 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | 29.7% |
Broadway National Bank has the higher TellerScore (79 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First Lockhart Bank leads on 2 and Broadway National Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.