TellerScore

Broadway National Bank (FDIC certificate #15797) is based in San Antonio, Texas. Its Q2 2026 call report shows $5.4B in total assets and $4.9B in deposits and 31 offices.

Broadway National Bank has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 88% of its 897 banks with $1 billion – $10 billion. Among 349 banks headquartered in Texas, it ranks 99th. Problem-loan coverage contributes the most (97/100, 1.7%); capital cushion contributes the least (59/100, 10.93%).

TellerScore · Q2 2026

Scorecard

Capital cushion59/100
Tier 1 leverage ratio: 10.93%
Loan quality94/100
Noncurrent loans ÷ total loans: 0.19%
Earnings90/100
Return on assets (annualized): 1.74%
Funding & liquidity68/100
Loans ÷ deposits and uninsured-deposit share: 64.6% · 40.3% uninsured
Problem-loan coverage97/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.71%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (72 → 79), mostly because the earnings component improved by 20 points.

TellerScore
657279Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202466
Q4 202470
Q1 202571
Q2 202572
Q3 202573
Q4 202572
Q1 202676
Q2 202679
Tier 1 leverage ratio
5.00%7.97%10.93%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.39%
Q3 20249.42%
Q4 20249.52%
Q1 20259.88%
Q2 20259.86%
Q3 20259.86%
Q4 20259.92%
Q1 202610.21%
Q2 202610.93%
Noncurrent loans
0.11%0.32%0.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.53%
Q3 20240.53%
Q4 20240.14%
Q1 20250.13%
Q2 20250.11%
Q3 20250.12%
Q4 20250.24%
Q1 20260.12%
Q2 20260.19%
Return on assets
1.02%1.38%1.74%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.02%
Q3 20241.07%
Q4 20241.15%
Q1 20251.19%
Q2 20251.25%
Q3 20251.33%
Q4 20251.35%
Q1 20261.52%
Q2 20261.74%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$5.4B10.93%0.19%1.74%64.6%
Q1 202676$5.7B10.21%0.12%1.52%62.2%
Q4 202572$5.9B9.92%0.24%1.35%61.2%
Q3 202573$5.8B9.86%0.12%1.33%64.8%
Q2 202572$5.8B9.86%0.11%1.25%68.3%
Q1 202571$5.7B9.88%0.13%1.19%66.4%
Q4 202470$5.7B9.52%0.14%1.15%66.1%
Q3 202466$5.8B9.42%0.53%1.07%64.4%
Q2 202465$5.7B9.39%0.53%1.02%64.8%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.93%
59th
Total risk-based capital17.73%
85th
Problem loans0.19%
78th
Net charge-offs0.13%
25th
Return on assets1.74%
80th
Net interest margin3.41%
32nd
Efficiency ratio57.9%
55th
Loans to deposits64.6%
90th
Uninsured deposits40.3%
26th
Loan-loss reserves1.08%
41st
Texas ratio1.7%
74th

Similar-size banks in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
City BankBank Lubbock, TX75 out of 100, Strong$5.4B10.8%0.25%vs
The American National Bank of TexasBank Terrell, TX61 out of 100, Moderate$5.5B8.8%0.23%vs
Vantage Bank TexasBank San Antonio, TX61 out of 100, Moderate$5.1B9.0%0.87%vs
First National Bank TexasBank Killeen, TX64 out of 100, Moderate$4.6B9.1%1.23%vs
VeraBank, National AssociationBank Henderson, TX72 out of 100, Strong$4.6B11.0%0.96%vs
International Bank of CommerceBank Brownsville, TX64 out of 100, Moderate$4.6B14.5%9.17%vs

Deposit insurance

Is my money safe at Broadway National Bank?

Yes. Broadway National Bank is an FDIC-insured institution (FDIC certificate #15797). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 40.3% of deposits ($2.0B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.93%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.73% (benchmark: 10%).

Check how much of your own balance is covered

31 locations

Branches

Broadway National Bank lists 27 offices in 17 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Broadway National Bank reported 613 home-loan applications under HMDA (LEI RA4FKR1AA05ZK88M8034): 337 originated ($191,465,000 total), 145 denied, and 125 withdrawn or closed by the applicant. Its denial rate on decided applications was 29.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Broadway National Bank
Former names
Broadway National Bank of Alamo Heights
Type
National bank
FDIC certificate #
15797
RSSD ID
474254
Primary regulator
OCC
Holding company
Broadway Bancshares Inc
Established
February 3, 1941
Headquarters
1177 Ne Loop 410, San Antonio, TX 78209
Employees
572

Quick answers

Broadway National Bank: common questions

Is Broadway National Bank FDIC insured?

Yes. Broadway National Bank is an FDIC-insured institution (FDIC certificate #15797). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Broadway National Bank's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Broadway National Bank ever failed?

There is no failure record for FDIC certificate #15797 in the FDIC failed bank list.

How many branches does Broadway National Bank have?

31 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near San Antonio

InstitutionScoreAssetsCapitalProblem loansCompare
Texas Associations of Professionals Federal Credit UnionCredit union San Antonio, TX93 out of 100, Very strong$29.6M15.7%0.08%vs
Schertz Bank & TrustBank Schertz, TX90 out of 100, Very strong$770.1M15.2%0.05%vs
Synergy Federal Credit UnionCredit union San Antonio, TX86 out of 100, Very strong$334.2M15.8%0.29%vs
H E B Federal Credit UnionCredit union San Antonio, TX86 out of 100, Very strong$218.2M18.3%0.19%vs
Falcon International BankBank Laredo, TX85 out of 100, Very strong$2.2B13.4%0.00%vs
Texas Community BankBank Laredo, TX84 out of 100, Strong$2.2B12.8%0.20%vs