Side-by-side · Q2 2026 data
First Metro Bank vs Metro Bank
Metric by metric
| Measure | First Metro Bank | Metro Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 80 |
| Capital cushion | 80 | 97 (stronger) |
| Loan quality | 96 (stronger) | 61 |
| Earnings | 85 (stronger) | 77 |
| Funding & liquidity | 63 | 76 (stronger) |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 95th | 90th |
| Total assets | $1.0B | $1.2B |
| Deposits / shares | $893.7M | $1.0B |
| Capital ratio | 12.98% | 14.68% (stronger) |
| Problem loans | 0.13% (stronger) | 1.18% |
| Net charge-offs | 0.22% | 0.18% (stronger) |
| Return on assets | 1.62% (stronger) | 1.41% |
| Loans ÷ deposits | 66.4% | 58.4% (stronger) |
| Uninsured deposits | 42.8% | 37.0% (stronger) |
| Offices | 11 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | — |
First Metro Bank has the higher TellerScore (84 vs 80). On the 7 directional measures above (where higher or lower is clearly better), First Metro Bank leads on 3 and Metro Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.