Side-by-side · Q2 2026 data
First Mid Bank & Trust, National Association vs Banterra Bank
Metric by metric
| Measure | First Mid Bank & Trust, National Association | Banterra Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 66 |
| Capital cushion | 57 (stronger) | 44 |
| Loan quality | 81 | 88 (stronger) |
| Earnings | 64 (stronger) | 57 |
| Funding & liquidity | 68 | 68 |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 58th | 40th |
| Total assets | $9.1B | $3.4B |
| Deposits / shares | $7.6B | $3.0B |
| Capital ratio | 10.70% (stronger) | 9.41% |
| Problem loans | 0.58% | 0.37% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.10% |
| Return on assets | 1.10% (stronger) | 0.91% |
| Loans ÷ deposits | 89.7% | 87.4% (stronger) |
| Uninsured deposits | 17.1% (stronger) | 19.1% |
| Offices | 85 | 36 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.9% | 16.1% |
First Mid Bank & Trust, National Association has the higher TellerScore (70 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First Mid Bank & Trust, National Association leads on 5 and Banterra Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Harrisburg, IL
- Marion, IL
- Carbondale, IL
- Carmi, IL
- Carterville, IL
- Mount Vernon, IL