Banterra Bank is a state-chartered bank headquartered in Marion, Illinois, in business for about 71 years. At the end of Q2 2026 it reported $3.4B in total assets and $3.0B in deposits, with 43 offices across 6 states.
Based on its Q2 2026 filing, Banterra Bank scores 66/100, which we describe as moderate. That is higher than only 40% of 897 banks with $1 billion – $10 billion. Among 326 banks headquartered in Illinois, it ranks 209th. Its strongest component is problem-loan coverage (92/100; 3.9%), and its lowest is capital cushion (44/100; 9.41%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (66 → 66).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 60 |
| Q4 2024 | 61 |
| Q1 2025 | 63 |
| Q2 2025 | 66 |
| Q3 2025 | 65 |
| Q4 2025 | 65 |
| Q1 2026 | 65 |
| Q2 2026 | 66 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.40% |
| Q3 2024 | 9.18% |
| Q4 2024 | 9.22% |
| Q1 2025 | 9.16% |
| Q2 2025 | 9.26% |
| Q3 2025 | 9.22% |
| Q4 2025 | 9.18% |
| Q1 2026 | 9.21% |
| Q2 2026 | 9.41% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.35% |
| Q3 2024 | 0.33% |
| Q4 2024 | 0.31% |
| Q1 2025 | 0.33% |
| Q2 2025 | 0.37% |
| Q3 2025 | 0.36% |
| Q4 2025 | 0.35% |
| Q1 2026 | 0.35% |
| Q2 2026 | 0.37% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.15% |
| Q3 2024 | 0.16% |
| Q4 2024 | 0.28% |
| Q1 2025 | 0.49% |
| Q2 2025 | 0.87% |
| Q3 2025 | 0.82% |
| Q4 2025 | 0.81% |
| Q1 2026 | 0.84% |
| Q2 2026 | 0.91% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $3.4B | 9.41% | 0.37% | 0.91% | 87.4% |
| Q1 2026 | 65 | $3.3B | 9.21% | 0.35% | 0.84% | 84.0% |
| Q4 2025 | 65 | $3.3B | 9.18% | 0.35% | 0.81% | 85.4% |
| Q3 2025 | 65 | $3.2B | 9.22% | 0.36% | 0.82% | 84.6% |
| Q2 2025 | 66 | $3.2B | 9.26% | 0.37% | 0.87% | 84.6% |
| Q1 2025 | 63 | $3.2B | 9.16% | 0.33% | 0.49% | 84.3% |
| Q4 2024 | 61 | $3.1B | 9.22% | 0.31% | 0.28% | 84.4% |
| Q3 2024 | 60 | $3.1B | 9.18% | 0.33% | 0.16% | 84.3% |
| Q2 2024 | 60 | $3.0B | 9.40% | 0.35% | 0.15% | 86.3% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Libertyville Bank & Trust Company, National AssociationBank Libertyville, IL | 69 out of 100, Moderate | $3.3B | 9.2% | 0.39% | vs |
| Old Plank Trail Community Bank, National AssociationBank New Lenox, IL | 67 out of 100, Moderate | $3.5B | 8.8% | 0.28% | vs |
| Village Bank and Trust, National AssociationBank Arlington Heights, IL | 70 out of 100, Strong | $3.6B | 9.5% | 0.46% | vs |
| Parkway Bank and Trust CompanyBank Harwood Heights, IL | 66 out of 100, Moderate | $3.7B | 11.5% | 1.05% | vs |
| St. Charles Bank & Trust Company, National AssociationBank Saint Charles, IL | 66 out of 100, Moderate | $3.7B | 9.6% | 0.70% | vs |
| Lakeside BankBank Chicago, IL | 75 out of 100, Strong | $2.9B | 11.0% | 0.03% | vs |
Deposit insurance
Is my money safe at Banterra Bank?
Yes. Banterra Bank is an FDIC-insured institution (FDIC certificate #17514). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 19.1% of deposits ($574.4M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.41%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 10.73% (benchmark: 10%).
43 locations
Branches
Banterra Bank lists 36 offices in 30 cities across 6 states. Most locations:
- Evansville, IN (3)
- Marion, IL (3)
- Harrisburg, IL (2)
- Paducah, KY (2)
- Cape Girardeau, MO (1)
- Carbondale, IL (1)
- Carmi, IL (1)
- Carterville, IL (1)
- Christopher, IL (1)
- Cottonwood Heights, UT (1)
- Du Quoin, IL (1)
- East Prairie, MO (1)
HMDA 2025
Mortgage lending
In 2025, Banterra Bank reported 399 home-loan applications under HMDA (LEI 549300NGCDNC9174EF79): 213 originated ($144,575,000 total), 52 denied, and 77 withdrawn or closed by the applicant. Its denial rate on decided applications was 16.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Banterra Bank
- Former names
- Banterra Bank of Marion; Bank of Egypt
- Type
- State-chartered bank
- FDIC certificate #
- 17514
- RSSD ID
- 502849
- Primary regulator
- FDIC
- Holding company
- Banterra Corp
- Established
- November 26, 1955
- Headquarters
- 3201 Banterra Dr, Marion, IL 62959
- Website
- www.banterra.bank
- Employees
- 425
Quick answers
Banterra Bank: common questions
Is Banterra Bank FDIC insured?
Yes. Banterra Bank is an FDIC-insured institution (FDIC certificate #17514). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Banterra Bank's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Banterra Bank ever failed?
There is no failure record for FDIC certificate #17514 in the FDIC failed bank list.
How many branches does Banterra Bank have?
43 offices as of the latest FDIC data, in 6 states.
Nearby
Highest-scoring banks and credit unions with branches near Marion
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Carbondale Highway Credit UnionCredit union Carbondale, IL | 90 out of 100, Very strong | $5.6M | 15.6% | 0.00% | vs |
| A.S.H. Employees Credit UnionCredit union Anna, IL | 85 out of 100, Very strong | $5.6M | 19.8% | 0.43% | vs |
| Anna State BankBank Anna, IL | 81 out of 100, Strong | $111.6M | 12.5% | 0.02% | vs |
| Du Quoin State BankBank Du Quoin, IL | 78 out of 100, Strong | $148.2M | 10.8% | 0.00% | vs |
| Siu Credit UnionCredit union Carbondale, IL | 72 out of 100, Strong | $591.3M | 11.6% | 0.90% | vs |
| First Mid Bank & Trust, National AssociationBank Mattoon, IL | 70 out of 100, Strong | $9.1B | 10.7% | 0.58% | vs |