Side-by-side · Q2 2026 data
First Mid Bank & Trust, National Association vs Byline Bank
Metric by metric
| Measure | First Mid Bank & Trust, National Association | Byline Bank |
|---|---|---|
| TellerScore | 70 | 74 (stronger) |
| Capital cushion | 57 | 79 (stronger) |
| Loan quality | 81 (stronger) | 69 |
| Earnings | 64 | 87 (stronger) |
| Funding & liquidity | 68 (stronger) | 45 |
| Problem-loan coverage | 92 (stronger) | 90 |
| Peer percentile | 58th | 74th |
| Total assets | $9.1B | $9.9B |
| Deposits / shares | $7.6B | $7.9B |
| Capital ratio | 10.70% | 12.88% (stronger) |
| Problem loans | 0.58% (stronger) | 0.93% |
| Net charge-offs | 0.08% (stronger) | 0.28% |
| Return on assets | 1.10% | 1.69% (stronger) |
| Loans ÷ deposits | 89.7% (stronger) | 94.3% |
| Uninsured deposits | 17.1% (stronger) | 34.1% |
| Offices | 85 | 44 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.9% | 13.5% |
Byline Bank has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First Mid Bank & Trust, National Association leads on 4 and Byline Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.