Side-by-side · Q2 2026 data
First Midwest Bank of Dexter vs Sterling Bank
Metric by metric
| Measure | First Midwest Bank of Dexter | Sterling Bank |
|---|---|---|
| TellerScore | 69 | 78 (stronger) |
| Capital cushion | 60 | 61 (stronger) |
| Loan quality | 74 | 88 (stronger) |
| Earnings | 94 (stronger) | 85 |
| Funding & liquidity | 35 | 77 (stronger) |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 40th | 86th |
| Total assets | $652.0M | $1.6B |
| Deposits / shares | $524.4M | $1.4B |
| Capital ratio | 10.97% | 11.14% (stronger) |
| Problem loans | 0.79% | 0.35% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.86% (stronger) | 1.63% |
| Loans ÷ deposits | 106.7% | 77.2% (stronger) |
| Uninsured deposits | 32.0% | 21.0% (stronger) |
| Offices | 7 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | 14.3% |
Sterling Bank has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Midwest Bank of Dexter leads on 2 and Sterling Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.