Side-by-side · Q2 2026 data
First Montana Bank, Inc. vs Ascent Bank
Metric by metric
| Measure | First Montana Bank, Inc. | Ascent Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 46 |
| Capital cushion | 52 (stronger) | 37 |
| Loan quality | 96 (stronger) | 16 |
| Earnings | 63 | 70 (stronger) |
| Funding & liquidity | 70 | 72 (stronger) |
| Problem-loan coverage | 99 (stronger) | 61 |
| Peer percentile | 53rd | 5th |
| Total assets | $530.3M | $104.1M |
| Deposits / shares | $437.9M | $92.4M |
| Capital ratio | 10.15% (stronger) | 8.69% |
| Problem loans | 0.13% (stronger) | 2.51% |
| Net charge-offs | 0.07% (stronger) | 0.47% |
| Return on assets | 1.07% | 1.24% (stronger) |
| Loans ÷ deposits | 72.7% (stronger) | 88.1% |
| Uninsured deposits | 31.2% | 14.1% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | 0.0% |
First Montana Bank, Inc. has the higher TellerScore (73 vs 46). On the 7 directional measures above (where higher or lower is clearly better), First Montana Bank, Inc. leads on 5 and Ascent Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.