Side-by-side · Q2 2026 data
First Montana Bank, Inc. vs Bank of Montana
Metric by metric
| Measure | First Montana Bank, Inc. | Bank of Montana |
|---|---|---|
| TellerScore | 73 | 75 (stronger) |
| Capital cushion | 52 (stronger) | 39 |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 63 | 100 (stronger) |
| Funding & liquidity | 70 (stronger) | 52 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 53rd | 61st |
| Total assets | $530.3M | $308.6M |
| Deposits / shares | $437.9M | $278.9M |
| Capital ratio | 10.15% (stronger) | 8.89% |
| Problem loans | 0.13% | 0.00% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 1.07% | 3.26% (stronger) |
| Loans ÷ deposits | 72.7% | 27.2% (stronger) |
| Uninsured deposits | 31.2% (stronger) | 58.3% |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | — |
Bank of Montana has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First Montana Bank, Inc. leads on 2 and Bank of Montana on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.