Side-by-side · Q2 2026 data
First Montana Bank, Inc. vs Park Side Financial Credit Union
Metric by metric
| Measure | First Montana Bank, Inc. | Park Side Financial Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 68 |
| Capital cushion | 52 (stronger) | 44 |
| Loan quality | 96 (stronger) | 93 |
| Earnings | 63 (stronger) | 47 |
| Funding & liquidity | 70 | 83 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 53rd | 45th |
| Total assets | $530.3M | $390.4M |
| Deposits / shares | $437.9M | $350.6M |
| Capital ratio | 10.15% (stronger) | 9.37% |
| Problem loans | 0.13% (stronger) | 0.20% |
| Net charge-offs | 0.07% (stronger) | 0.12% |
| Return on assets | 1.07% (stronger) | 0.67% |
| Loans ÷ deposits | 72.7% (stronger) | 77.3% |
| Uninsured deposits | 31.2% | 6.2% (stronger) |
| Offices | 10 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | — |
First Montana Bank, Inc. has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Montana Bank, Inc. leads on 6 and Park Side Financial Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.