Side-by-side · Q2 2026 data
First Montana Bank, Inc. vs Stockman Bank of Montana
Metric by metric
| Measure | First Montana Bank, Inc. | Stockman Bank of Montana |
|---|---|---|
| TellerScore | 73 (stronger) | 71 |
| Capital cushion | 52 (stronger) | 49 |
| Loan quality | 96 (stronger) | 80 |
| Earnings | 63 | 96 (stronger) |
| Funding & liquidity | 70 (stronger) | 49 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 53rd | 63rd |
| Total assets | $530.3M | $7.7B |
| Deposits / shares | $437.9M | $6.2B |
| Capital ratio | 10.15% (stronger) | 9.89% |
| Problem loans | 0.13% (stronger) | 0.60% |
| Net charge-offs | 0.07% | 0.02% (stronger) |
| Return on assets | 1.07% | 1.91% (stronger) |
| Loans ÷ deposits | 72.7% (stronger) | 82.9% |
| Uninsured deposits | 31.2% (stronger) | 40.1% |
| Offices | 10 | 45 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | 7.6% |
First Montana Bank, Inc. has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First Montana Bank, Inc. leads on 5 and Stockman Bank of Montana on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.