Side-by-side · Q2 2026 data
First Montana Bank, Inc. vs TrailWest Bank
Metric by metric
| Measure | First Montana Bank, Inc. | TrailWest Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 50 |
| Capital cushion | 52 (stronger) | 36 |
| Loan quality | 96 (stronger) | 39 |
| Earnings | 63 | 90 (stronger) |
| Funding & liquidity | 70 (stronger) | 28 |
| Problem-loan coverage | 99 (stronger) | 69 |
| Peer percentile | 53rd | 7th |
| Total assets | $530.3M | $1.1B |
| Deposits / shares | $437.9M | $860.2M |
| Capital ratio | 10.15% (stronger) | 8.62% |
| Problem loans | 0.13% (stronger) | 1.82% |
| Net charge-offs | 0.07% (stronger) | 0.16% |
| Return on assets | 1.07% | 1.76% (stronger) |
| Loans ÷ deposits | 72.7% (stronger) | 102.7% |
| Uninsured deposits | 31.2% (stronger) | 41.9% |
| Offices | 10 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | 8.8% |
First Montana Bank, Inc. has the higher TellerScore (73 vs 50). On the 7 directional measures above (where higher or lower is clearly better), First Montana Bank, Inc. leads on 6 and TrailWest Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.