Side-by-side · Q2 2026 data
First Montana Bank, Inc. vs Whitefish Credit Union Association
Metric by metric
| Measure | First Montana Bank, Inc. | Whitefish Credit Union Association |
|---|---|---|
| TellerScore | 73 | 76 (stronger) |
| Capital cushion | 52 | 77 (stronger) |
| Loan quality | 96 (stronger) | 95 |
| Earnings | 63 (stronger) | 37 |
| Funding & liquidity | 70 | 80 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 53rd | 79th |
| Total assets | $530.3M | $2.1B |
| Deposits / shares | $437.9M | $1.8B |
| Capital ratio | 10.15% | 12.70% (stronger) |
| Problem loans | 0.13% (stronger) | 0.15% |
| Net charge-offs | 0.07% | 0.02% (stronger) |
| Return on assets | 1.07% (stronger) | 0.43% |
| Loans ÷ deposits | 72.7% (stronger) | 80.0% |
| Uninsured deposits | 31.2% | 11.9% (stronger) |
| Offices | 10 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | — |
Whitefish Credit Union Association has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First Montana Bank, Inc. leads on 3 and Whitefish Credit Union Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.