Side-by-side · Q2 2026 data
First Mutual Bank, FSB vs The Settlers Bank
Metric by metric
| Measure | First Mutual Bank, FSB | The Settlers Bank |
|---|---|---|
| TellerScore | 63 | 94 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 82 | 94 (stronger) |
| Earnings | 32 | 93 (stronger) |
| Funding & liquidity | 86 (stronger) | 79 |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 24th | 98th |
| Total assets | $109.9M | $142.4M |
| Deposits / shares | $90.6M | $119.1M |
| Capital ratio | 9.60% | 16.19% (stronger) |
| Problem loans | 0.55% | 0.18% (stronger) |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 0.29% | 1.83% (stronger) |
| Loans ÷ deposits | 74.3% (stronger) | 77.1% |
| Uninsured deposits | 11.9% (stronger) | 18.4% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Settlers Bank has the higher TellerScore (94 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First Mutual Bank, FSB leads on 2 and The Settlers Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.