Side-by-side · Q2 2026 data
First National Bank, Ames, Iowa vs Capra Bank
Metric by metric
| Measure | First National Bank, Ames, Iowa | Capra Bank |
|---|---|---|
| TellerScore | 60 | 68 (stronger) |
| Capital cushion | 49 (stronger) | 39 |
| Loan quality | 53 | 100 (stronger) |
| Earnings | 69 | 69 |
| Funding & liquidity | 66 (stronger) | 52 |
| Problem-loan coverage | 84 | 100 (stronger) |
| Peer percentile | 21st | 49th |
| Total assets | $1.1B | $1.3B |
| Deposits / shares | $955.6M | $1.1B |
| Capital ratio | 9.86% (stronger) | 8.91% |
| Problem loans | 1.41% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.23% (stronger) | 1.22% |
| Loans ÷ deposits | 68.3% | 50.5% (stronger) |
| Uninsured deposits | 37.9% (stronger) | 58.4% |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | — |
Capra Bank has the higher TellerScore (68 vs 60). On the 6 directional measures above (where higher or lower is clearly better), First National Bank, Ames, Iowa leads on 3 and Capra Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.