Side-by-side · Q2 2026 data
First National Bank, Ames, Iowa vs GNB Bank
Metric by metric
| Measure | First National Bank, Ames, Iowa | GNB Bank |
|---|---|---|
| TellerScore | 60 | 76 (stronger) |
| Capital cushion | 49 | 72 (stronger) |
| Loan quality | 53 | 79 (stronger) |
| Earnings | 69 | 87 (stronger) |
| Funding & liquidity | 66 (stronger) | 51 |
| Problem-loan coverage | 84 | 94 (stronger) |
| Peer percentile | 21st | 64th |
| Total assets | $1.1B | $621.3M |
| Deposits / shares | $955.6M | $498.0M |
| Capital ratio | 9.86% | 12.22% (stronger) |
| Problem loans | 1.41% | 0.62% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.23% | 1.68% (stronger) |
| Loans ÷ deposits | 68.3% (stronger) | 88.5% |
| Uninsured deposits | 37.9% | 34.1% (stronger) |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | 6.1% |
GNB Bank has the higher TellerScore (76 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First National Bank, Ames, Iowa leads on 1 and GNB Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.