Side-by-side · Q2 2026 data
First National Bank, Ames, Iowa vs Pilot Grove Savings Bank
Metric by metric
| Measure | First National Bank, Ames, Iowa | Pilot Grove Savings Bank |
|---|---|---|
| TellerScore | 60 | 74 (stronger) |
| Capital cushion | 49 (stronger) | 38 |
| Loan quality | 53 | 96 (stronger) |
| Earnings | 69 | 100 (stronger) |
| Funding & liquidity | 66 (stronger) | 56 |
| Problem-loan coverage | 84 | 98 (stronger) |
| Peer percentile | 21st | 74th |
| Total assets | $1.1B | $1.2B |
| Deposits / shares | $955.6M | $1.1B |
| Capital ratio | 9.86% (stronger) | 8.82% |
| Problem loans | 1.41% | 0.13% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.23% | 2.23% (stronger) |
| Loans ÷ deposits | 68.3% (stronger) | 83.0% |
| Uninsured deposits | 37.9% | 34.1% (stronger) |
| Offices | 9 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | — |
Pilot Grove Savings Bank has the higher TellerScore (74 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First National Bank, Ames, Iowa leads on 3 and Pilot Grove Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.