Side-by-side · Q2 2026 data
First National Bank, Ames, Iowa vs Security Savings Bank
Metric by metric
| Measure | First National Bank, Ames, Iowa | Security Savings Bank |
|---|---|---|
| TellerScore | 60 | 89 (stronger) |
| Capital cushion | 49 | 82 (stronger) |
| Loan quality | 53 | 99 (stronger) |
| Earnings | 69 | 100 (stronger) |
| Funding & liquidity | 66 (stronger) | 65 |
| Problem-loan coverage | 84 | 100 (stronger) |
| Peer percentile | 21st | 94th |
| Total assets | $1.1B | $193.7M |
| Deposits / shares | $955.6M | $161.1M |
| Capital ratio | 9.86% | 13.17% (stronger) |
| Problem loans | 1.41% | 0.04% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.23% | 2.22% (stronger) |
| Loans ÷ deposits | 68.3% (stronger) | 89.3% |
| Uninsured deposits | 37.9% | 20.4% (stronger) |
| Offices | 9 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | 4.3% |
Security Savings Bank has the higher TellerScore (89 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First National Bank, Ames, Iowa leads on 1 and Security Savings Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.