Side-by-side · Q2 2026 data
First National Bank and Trust vs Farmway Credit Union
Metric by metric
| Measure | First National Bank and Trust | Farmway Credit Union |
|---|---|---|
| TellerScore | 72 | 77 (stronger) |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 38 | 68 (stronger) |
| Earnings | 75 (stronger) | 44 |
| Funding & liquidity | 64 | 77 (stronger) |
| Problem-loan coverage | 83 | 94 (stronger) |
| Peer percentile | 50th | 71st |
| Total assets | $322.2M | $106.8M |
| Deposits / shares | $259.5M | $82.7M |
| Capital ratio | 14.73% | 21.95% (stronger) |
| Problem loans | 1.87% | 0.95% (stronger) |
| Net charge-offs | 0.40% | -0.23% (stronger) |
| Return on assets | 1.37% (stronger) | 0.59% |
| Loans ÷ deposits | 85.5% | 83.4% (stronger) |
| Uninsured deposits | 24.5% | 1.4% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmway Credit Union has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), First National Bank and Trust leads on 1 and Farmway Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Beloit, KS