Side-by-side · Q2 2026 data
First National Bank and Trust vs Golden Plains Credit Union
Metric by metric
| Measure | First National Bank and Trust | Golden Plains Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 70 |
| Capital cushion | 97 (stronger) | 82 |
| Loan quality | 38 | 65 (stronger) |
| Earnings | 75 (stronger) | 55 |
| Funding & liquidity | 64 | 67 (stronger) |
| Problem-loan coverage | 83 | 85 (stronger) |
| Peer percentile | 50th | 58th |
| Total assets | $322.2M | $1.0B |
| Deposits / shares | $259.5M | $863.6M |
| Capital ratio | 14.73% (stronger) | 13.21% |
| Problem loans | 1.87% | 1.06% (stronger) |
| Net charge-offs | 0.40% (stronger) | 0.85% |
| Return on assets | 1.37% (stronger) | 0.88% |
| Loans ÷ deposits | 85.5% (stronger) | 92.9% |
| Uninsured deposits | 24.5% | 9.8% (stronger) |
| Offices | 5 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.0% |
First National Bank and Trust has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First National Bank and Trust leads on 5 and Golden Plains Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Phillipsburg, KS