Side-by-side · Q2 2026 data
First National Bank & Trust Company vs The Fisher National Bank
Metric by metric
| Measure | First National Bank & Trust Company | The Fisher National Bank |
|---|---|---|
| TellerScore | 53 | 59 (stronger) |
| Capital cushion | 28 | 40 (stronger) |
| Loan quality | 71 (stronger) | 56 |
| Earnings | 40 | 85 (stronger) |
| Funding & liquidity | 94 (stronger) | 56 |
| Problem-loan coverage | 46 | 79 (stronger) |
| Peer percentile | 9th | 17th |
| Total assets | $388.1M | $375.5M |
| Deposits / shares | $364.9M | $326.2M |
| Capital ratio | 7.79% | 9.00% (stronger) |
| Problem loans | 0.88% (stronger) | 1.31% |
| Net charge-offs | 0.11% | 0.08% (stronger) |
| Return on assets | 0.49% | 1.62% (stronger) |
| Loans ÷ deposits | 42.7% (stronger) | 86.6% |
| Uninsured deposits | 21.1% (stronger) | 31.2% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.3% |
The Fisher National Bank has the higher TellerScore (59 vs 53). On the 7 directional measures above (where higher or lower is clearly better), First National Bank & Trust Company leads on 3 and The Fisher National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.