The Fisher National Bank is a national bank headquartered in Fisher, Illinois, in business for about 71 years. At the end of Q2 2026 it reported $375.5M in total assets and $326.2M in deposits, with 6 offices.
The Fisher National Bank has a TellerScore of 59 out of 100 (moderate) based on Q2 2026 data — higher than only 17% of its 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 257th. Earnings contributes the most (85/100, 1.62%); capital cushion contributes the least (40/100, 9.00%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 9 points (68 → 59), mostly because the loan quality component weakened by 26 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 67 |
| Q4 2024 | 68 |
| Q1 2025 | 69 |
| Q2 2025 | 68 |
| Q3 2025 | 69 |
| Q4 2025 | 67 |
| Q1 2026 | 69 |
| Q2 2026 | 59 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.01% |
| Q3 2024 | 8.97% |
| Q4 2024 | 9.25% |
| Q1 2025 | 9.45% |
| Q2 2025 | 9.27% |
| Q3 2025 | 9.27% |
| Q4 2025 | 9.20% |
| Q1 2026 | 9.36% |
| Q2 2026 | 9.00% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.37% |
| Q3 2024 | 0.48% |
| Q4 2024 | 0.32% |
| Q1 2025 | 0.42% |
| Q2 2025 | 0.53% |
| Q3 2025 | 0.33% |
| Q4 2025 | 0.58% |
| Q1 2026 | 0.58% |
| Q2 2026 | 1.31% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.43% |
| Q3 2024 | 1.35% |
| Q4 2024 | 1.28% |
| Q1 2025 | 1.49% |
| Q2 2025 | 1.57% |
| Q3 2025 | 1.51% |
| Q4 2025 | 1.58% |
| Q1 2026 | 1.63% |
| Q2 2026 | 1.62% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 59 | $375.5M | 9.00% | 1.31% | 1.62% | 86.6% |
| Q1 2026 | 69 | $369.3M | 9.36% | 0.58% | 1.63% | 85.4% |
| Q4 2025 | 67 | $364.1M | 9.20% | 0.58% | 1.58% | 87.4% |
| Q3 2025 | 69 | $365.4M | 9.27% | 0.33% | 1.51% | 86.1% |
| Q2 2025 | 68 | $347.5M | 9.27% | 0.53% | 1.57% | 88.8% |
| Q1 2025 | 69 | $335.4M | 9.45% | 0.42% | 1.49% | 89.5% |
| Q4 2024 | 68 | $336.8M | 9.25% | 0.32% | 1.28% | 88.2% |
| Q3 2024 | 67 | $346.4M | 8.97% | 0.48% | 1.35% | 83.8% |
| Q2 2024 | 68 | $342.7M | 9.01% | 0.37% | 1.43% | 85.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Peoples Bank of Kankakee CountyBank Bourbonnais, IL | 66 out of 100, Moderate | $375.6M | 7.7% | 0.32% | vs |
| Bank of O'FallonBank O'Fallon, IL | 81 out of 100, Strong | $377.5M | 13.8% | 0.69% | vs |
| Municipal Trust and Savings BankBank Bourbonnais, IL | 95 out of 100, Very strong | $382.2M | 15.6% | 0.04% | vs |
| Byron BankBank Byron, IL | 69 out of 100, Moderate | $384.4M | 10.2% | 1.28% | vs |
| Shelby County State BankBank Shelbyville, IL | 76 out of 100, Strong | $363.2M | 10.4% | 0.31% | vs |
| First National Bank & Trust CompanyBank Clinton, IL | 53 out of 100, Below average | $388.1M | 7.8% | 0.88% | vs |
Deposit insurance
Is my money safe at The Fisher National Bank?
Yes. The Fisher National Bank is an FDIC-insured institution (FDIC certificate #17513). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 31.2% of deposits ($101.9M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.00%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
6 locations
Branches
The Fisher National Bank lists 6 offices in 6 cities. Most locations:
- Catlin, IL (1)
- Champaign, IL (1)
- Danville, IL (1)
- Fisher, IL (1)
- Georgetown, IL (1)
- Mahomet, IL (1)
HMDA 2025
Mortgage lending
In 2025, The Fisher National Bank reported 349 home-loan applications under HMDA (LEI 5493004LTLRA7Y5L3696): 312 originated ($59,680,000 total), 8 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- The Fisher National Bank
- Type
- National bank
- FDIC certificate #
- 17513
- RSSD ID
- 739832
- Primary regulator
- OCC
- Holding company
- Fisher Bcorp Inc
- Established
- November 18, 1955
- Headquarters
- 102 E Division St, Fisher, IL 61843
- Website
- www.fishernational.com
- Employees
- 66
Quick answers
The Fisher National Bank: common questions
Is The Fisher National Bank FDIC insured?
Yes. The Fisher National Bank is an FDIC-insured institution (FDIC certificate #17513). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Fisher National Bank's TellerScore?
59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Fisher National Bank ever failed?
There is no failure record for FDIC certificate #17513 in the FDIC failed bank list.
How many branches does The Fisher National Bank have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Fisher
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Community Plus Federal Credit UnionCredit union Rantoul, IL | 90 out of 100, Very strong | $28.1M | 18.4% | 0.51% | vs |
| First Federal Savings Bank of Champaign UrbanaBank Champaign, IL | 90 out of 100, Very strong | $192.5M | 12.7% | 0.09% | vs |
| Clifford-Jacobs Employees Credit UnionCredit union Champaign, IL | 86 out of 100, Very strong | $1.2M | 55.5% | 0.16% | vs |
| BankChampaign, National AssociationBank Champaign, IL | 84 out of 100, Strong | $242.8M | 11.8% | 0.00% | vs |
| Frederick Community Bank, TheBank Paxton, IL | 84 out of 100, Strong | $196.1M | 10.4% | 0.00% | vs |
| Anchor State BankBank Anchor, IL | 84 out of 100, Strong | $73.5M | 12.6% | 0.00% | vs |