Side-by-side · Q2 2026 data
First National Bank and Trust Company of Ardmore vs BancFirst
Bank
First National Bank and Trust Company of Ardmore
Ardmore, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | First National Bank and Trust Company of Ardmore | BancFirst |
|---|---|---|
| TellerScore | 79 (stronger) | 71 |
| Capital cushion | 51 | 56 (stronger) |
| Loan quality | 99 (stronger) | 60 |
| Earnings | 83 | 90 (stronger) |
| Funding & liquidity | 81 | 83 (stronger) |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 75th | 76th |
| Total assets | $686.7M | $12.8B |
| Deposits / shares | $587.6M | $11.2B |
| Capital ratio | 10.07% | 10.63% (stronger) |
| Problem loans | 0.03% (stronger) | 1.19% |
| Net charge-offs | -0.01% (stronger) | 0.11% |
| Return on assets | 1.56% | 1.75% (stronger) |
| Loans ÷ deposits | 70.1% | 63.8% (stronger) |
| Uninsured deposits | 23.2% (stronger) | 27.1% |
| Offices | 11 | 94 |
| CFPB complaints (3 yrs) | — | 55 |
| Complaints per $1B deposits | — | 4.9 |
| Mortgage denial rate (HMDA) | 6.7% | 10.2% |
First National Bank and Trust Company of Ardmore has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First National Bank and Trust Company of Ardmore leads on 4 and BancFirst on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ardmore, OK
- Edmond, OK
- Norman, OK
- Madill, OK
- Marietta, OK
- Sulphur, OK