Side-by-side · Q2 2026 data
First National Bank & Trust Company of McAlester vs Latimer State Bank
Bank
First National Bank & Trust Company of McAlester
Mcalester, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | First National Bank & Trust Company of McAlester | Latimer State Bank |
|---|---|---|
| TellerScore | 71 | 90 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 55 | 72 (stronger) |
| Earnings | 98 | 100 (stronger) |
| Funding & liquidity | 78 | 80 (stronger) |
| Problem-loan coverage | 86 | 99 (stronger) |
| Peer percentile | 47th | 89th |
| Total assets | $580.4M | $65.5M |
| Deposits / shares | $504.2M | $49.2M |
| Capital ratio | 10.89% | 25.01% (stronger) |
| Problem loans | 1.34% | 0.83% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.94% | 2.53% (stronger) |
| Loans ÷ deposits | 68.5% | 25.7% (stronger) |
| Uninsured deposits | 27.4% (stronger) | 33.6% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Latimer State Bank has the higher TellerScore (90 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First National Bank & Trust Company of McAlester leads on 2 and Latimer State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wilburton, OK