Side-by-side · Q2 2026 data
First National Bank vs Artesia Credit Union
Metric by metric
| Measure | First National Bank | Artesia Credit Union |
|---|---|---|
| TellerScore | 42 | 81 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 0 | 64 (stronger) |
| Earnings | 63 | 73 (stronger) |
| Funding & liquidity | 77 | 78 (stronger) |
| Problem-loan coverage | 21 | 90 (stronger) |
| Peer percentile | 3rd | 80th |
| Total assets | $452.8M | $172.7M |
| Deposits / shares | $425.4M | $144.0M |
| Capital ratio | 10.31% | 16.12% (stronger) |
| Problem loans | 5.29% | 1.08% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.36% |
| Return on assets | 1.08% | 1.33% (stronger) |
| Loans ÷ deposits | 50.7% (stronger) | 79.9% |
| Uninsured deposits | 35.9% | 16.9% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Artesia Credit Union has the higher TellerScore (81 vs 42). On the 7 directional measures above (where higher or lower is clearly better), First National Bank leads on 2 and Artesia Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Artesia, NM