Artesia Credit Union is a federally insured state-chartered credit union headquartered in Artesia, New Mexico, in business for about 71 years. At the end of Q2 2026 it reported $172.7M in total assets and $144.0M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Artesia Credit Union scores 81/100, which we describe as strong. That is higher than 80% of 1,341 credit unions with $100 million – $1 billion. Among 37 credit unions headquartered in New Mexico, it ranks 12th. Its strongest component is capital cushion (100/100; 16.12%), and its lowest is loan quality (64/100; 1.08%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 9 points (90 → 81), mostly because the earnings component weakened by 21 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 86 |
| Q3 2024 | 82 |
| Q4 2024 | 85 |
| Q1 2025 | 89 |
| Q2 2025 | 90 |
| Q3 2025 | 89 |
| Q4 2025 | 89 |
| Q1 2026 | 83 |
| Q2 2026 | 81 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 15.00% |
| Q3 2024 | 15.26% |
| Q4 2024 | 15.02% |
| Q1 2025 | 14.91% |
| Q2 2025 | 16.02% |
| Q3 2025 | 16.65% |
| Q4 2025 | 16.20% |
| Q1 2026 | 16.12% |
| Q2 2026 | 16.12% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.62% |
| Q3 2024 | 1.12% |
| Q4 2024 | 0.85% |
| Q1 2025 | 0.34% |
| Q2 2025 | 0.51% |
| Q3 2025 | 0.58% |
| Q4 2025 | 0.39% |
| Q1 2026 | 0.82% |
| Q2 2026 | 1.08% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.48% |
| Q3 2024 | 1.59% |
| Q4 2024 | 1.55% |
| Q1 2025 | 1.46% |
| Q2 2025 | 1.86% |
| Q3 2025 | 2.01% |
| Q4 2025 | 1.56% |
| Q1 2026 | 1.24% |
| Q2 2026 | 1.33% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $172.7M | 16.12% | 1.08% | 1.33% | 79.9% |
| Q1 2026 | 83 | $168.4M | 16.12% | 0.82% | 1.24% | 82.2% |
| Q4 2025 | 89 | $163.5M | 16.20% | 0.39% | 1.56% | 84.2% |
| Q3 2025 | 89 | $155.7M | 16.65% | 0.58% | 2.01% | 88.9% |
| Q2 2025 | 90 | $156.2M | 16.02% | 0.51% | 1.86% | 88.8% |
| Q1 2025 | 89 | $162.1M | 14.91% | 0.34% | 1.46% | 84.1% |
| Q4 2024 | 85 | $156.9M | 15.02% | 0.85% | 1.55% | 86.3% |
| Q3 2024 | 82 | $150.2M | 15.26% | 1.12% | 1.59% | 90.1% |
| Q2 2024 | 86 | $148.2M | 15.00% | 0.62% | 1.48% | 89.7% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New Mexico
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Estacado Federal Credit UnionCredit union Hobbs, NM | 87 out of 100, Very strong | $120.0M | 14.1% | 0.73% | vs |
| Cannon Federal Credit UnionCredit union Clovis, NM | 87 out of 100, Very strong | $101.7M | 13.7% | 0.06% | vs |
| Zia Credit UnionCredit union Los Alamos, NM | 64 out of 100, Moderate | $308.1M | 10.3% | 0.48% | vs |
| Guadalupe Credit UnionCredit union Santa Fe, NM | 68 out of 100, Moderate | $348.2M | 12.5% | 1.57% | vs |
| White Sands Federal Credit UnionCredit union Las Cruces, NM | 86 out of 100, Very strong | $413.8M | 13.2% | 0.11% | vs |
| Otero Federal Credit UnionCredit union Alamogordo, NM | 95 out of 100, Very strong | $535.3M | 15.5% | 0.26% | vs |
Deposit insurance
Is my money safe at Artesia Credit Union?
Yes. Artesia Credit Union is a federally insured credit union (NCUA charter #62783). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 16.9% of shares and deposits ($24.4M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 16.12%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Artesia Credit Union lists 1 office in 1 city. Most locations:
- Artesia, NM (1)
Identity & history
Profile
- Legal name
- Artesia Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62783
- RSSD ID
- 817392
- Primary regulator
- State + NCUA
- Established
- 1955
- Headquarters
- PO Box 406, Artesia, NM 88210
- Employees
- 19
Quick answers
Artesia Credit Union: common questions
Is Artesia Credit Union NCUA insured?
Yes. Artesia Credit Union is a federally insured credit union (NCUA charter #62783). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Artesia Credit Union's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Artesia Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Artesia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Western BankBank Artesia, NM | 81 out of 100, Strong | $350.5M | 11.1% | 0.00% | vs |
| First American BankBank Artesia, NM | 80 out of 100, Strong | $1.9B | 11.8% | 0.53% | vs |
| Wells Fargo Bank, National AssociationBank Sioux Falls, SD | 58 out of 100, Moderate | $1.9T | 8.0% | 1.04% | vs |
| First National BankBank Alamogordo, NM | 42 out of 100, Below average | $452.8M | 10.3% | 5.29% | vs |