Side-by-side · Q2 2026 data
First National Bank vs Leading Edge Credit Union
Credit union
Leading Edge Credit Union
Worthington, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | First National Bank | Leading Edge Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 39 |
| Loan quality | 33 | 68 (stronger) |
| Earnings | 100 (stronger) | 31 |
| Funding & liquidity | 68 | 72 (stronger) |
| Problem-loan coverage | 85 (stronger) | 83 |
| Peer percentile | 68th | 10th |
| Total assets | $477.8M | $143.2M |
| Deposits / shares | $380.1M | $128.7M |
| Capital ratio | 18.41% (stronger) | 8.95% |
| Problem loans | 2.01% | 0.96% (stronger) |
| Net charge-offs | 4.62% | 0.37% (stronger) |
| Return on assets | 2.18% (stronger) | 0.28% |
| Loans ÷ deposits | 90.6% | 87.8% (stronger) |
| Uninsured deposits | 16.2% | 4.4% (stronger) |
| Offices | 13 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | — |
First National Bank has the higher TellerScore (77 vs 54). On the 7 directional measures above (where higher or lower is clearly better), First National Bank leads on 3 and Leading Edge Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Fulda, MN