Leading Edge Credit Union is a federally insured state-chartered credit union headquartered in Worthington, Minnesota, in business for about 40 years. At the end of Q2 2026 it reported $143.2M in total assets and $128.7M in member shares and deposits, with 5 offices.
Leading Edge Credit Union has a TellerScore of 54 out of 100 (below average) based on Q2 2026 data — higher than only 10% of its 1,341 credit unions with $100 million – $1 billion. Among 80 credit unions headquartered in Minnesota, it ranks 76th. Problem-loan coverage contributes the most (83/100, 8.5%); earnings contributes the least (31/100, 0.28%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (51 → 54), mostly because the loan quality component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 54 |
| Q4 2024 | 52 |
| Q1 2025 | 50 |
| Q2 2025 | 51 |
| Q3 2025 | 55 |
| Q4 2025 | 57 |
| Q1 2026 | 55 |
| Q2 2026 | 54 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.59% |
| Q3 2024 | 8.55% |
| Q4 2024 | 8.61% |
| Q1 2025 | 8.21% |
| Q2 2025 | 8.65% |
| Q3 2025 | 8.93% |
| Q4 2025 | 9.09% |
| Q1 2026 | 8.68% |
| Q2 2026 | 8.95% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.78% |
| Q3 2024 | 0.74% |
| Q4 2024 | 0.94% |
| Q1 2025 | 1.16% |
| Q2 2025 | 1.30% |
| Q3 2025 | 0.96% |
| Q4 2025 | 0.77% |
| Q1 2026 | 0.85% |
| Q2 2026 | 0.96% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.12% |
| Q3 2024 | 0.12% |
| Q4 2024 | 0.09% |
| Q1 2025 | 0.12% |
| Q2 2025 | 0.32% |
| Q3 2025 | 0.37% |
| Q4 2025 | 0.29% |
| Q1 2026 | 0.15% |
| Q2 2026 | 0.28% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 54 | $143.2M | 8.95% | 0.96% | 0.28% | 87.8% |
| Q1 2026 | 55 | $146.0M | 8.68% | 0.85% | 0.15% | 80.7% |
| Q4 2025 | 57 | $138.8M | 9.09% | 0.77% | 0.29% | 88.4% |
| Q3 2025 | 55 | $141.1M | 8.93% | 0.96% | 0.37% | 86.1% |
| Q2 2025 | 51 | $144.9M | 8.65% | 1.30% | 0.32% | 83.9% |
| Q1 2025 | 50 | $150.4M | 8.21% | 1.16% | 0.12% | 78.7% |
| Q4 2024 | 52 | $142.9M | 8.61% | 0.94% | 0.09% | 86.0% |
| Q3 2024 | 54 | $144.0M | 8.55% | 0.74% | 0.12% | 87.4% |
| Q2 2024 | 54 | $143.8M | 8.59% | 0.78% | 0.12% | 88.7% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Harbor Pointe Credit UnionCredit union Duluth, MN | 73 out of 100, Strong | $158.5M | 13.6% | 1.31% | vs |
| Brainerd B. N. Credit UnionCredit union Brainerd, MN | 73 out of 100, Strong | $127.8M | 10.8% | 0.17% | vs |
| Crow Wing Power Credit UnionCredit union Brainerd, MN | 71 out of 100, Strong | $126.3M | 9.4% | 0.02% | vs |
| Minnesota Power Employees Credit UnionCredit union Duluth, MN | 72 out of 100, Strong | $161.9M | 14.7% | 1.92% | vs |
| Northern Communities Credit UnionCredit union Duluth, MN | 52 out of 100, Below average | $124.3M | 10.8% | 1.92% | vs |
| Two Harbors Federal Credit UnionCredit union Two Harbors, MN | 84 out of 100, Strong | $118.4M | 14.3% | 0.07% | vs |
Deposit insurance
Is my money safe at Leading Edge Credit Union?
Yes. Leading Edge Credit Union is a federally insured credit union (NCUA charter #66867). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.4% of shares and deposits ($5.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 8.95%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
5 locations
Branches
Leading Edge Credit Union lists 5 offices in 5 cities. Most locations:
- Fulda, MN (1)
- Jackson, MN (1)
- Marshall, MN (1)
- Windom, MN (1)
- Worthington, MN (1)
Identity & history
Profile
- Legal name
- Leading Edge Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66867
- RSSD ID
- 719599
- Primary regulator
- State + NCUA
- Established
- 1986
- Headquarters
- P.O. Box 307, Worthington, MN 56187
- Employees
- 44
Quick answers
Leading Edge Credit Union: common questions
Is Leading Edge Credit Union NCUA insured?
Yes. Leading Edge Credit Union is a federally insured credit union (NCUA charter #66867). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Leading Edge Credit Union's TellerScore?
54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Leading Edge Credit Union have?
5 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Worthington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Worthington Federal Savings Bank, FSBBank Worthington, MN | 80 out of 100, Strong | $135.4M | 14.8% | 0.65% | vs |
| Savings BankBank Primghar, IA | 80 out of 100, Strong | $304.8M | 13.6% | 0.32% | vs |
| Iowa State BankBank Hull, IA | 78 out of 100, Strong | $1.3B | 11.7% | 0.06% | vs |
| Rolling Hills Bank & TrustBank Atlantic, IA | 77 out of 100, Strong | $484.4M | 11.8% | 0.30% | vs |
| First National BankBank Oldham, SD | 77 out of 100, Strong | $477.8M | 18.4% | 2.01% | vs |
| Sibley State BankBank Sibley, IA | 77 out of 100, Strong | $104.4M | 11.0% | 0.46% | vs |