Side-by-side · Q2 2026 data
First National Bank vs First National Bank Of Commerce
Metric by metric
| Measure | First National Bank | First National Bank Of Commerce |
|---|---|---|
| TellerScore | 71 | 80 (stronger) |
| Capital cushion | 61 (stronger) | 56 |
| Loan quality | 94 | 94 |
| Earnings | 68 | 81 (stronger) |
| Funding & liquidity | 37 | 91 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 63rd | 77th |
| Total assets | $2.6B | $296.6M |
| Deposits / shares | $2.1B | $268.8M |
| Capital ratio | 11.12% (stronger) | 10.65% |
| Problem loans | 0.19% | 0.17% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.20% | 1.52% (stronger) |
| Loans ÷ deposits | 97.8% | 58.2% (stronger) |
| Uninsured deposits | 37.9% | 23.3% (stronger) |
| Offices | 23 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | 23.4% |
First National Bank Of Commerce has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First National Bank leads on 2 and First National Bank Of Commerce on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.