Side-by-side · Q2 2026 data
First National Bank vs Kennebunk Savings Bank
Metric by metric
| Measure | First National Bank | Kennebunk Savings Bank |
|---|---|---|
| TellerScore | 64 | 69 (stronger) |
| Capital cushion | 42 | 56 (stronger) |
| Loan quality | 75 | 97 (stronger) |
| Earnings | 69 (stronger) | 55 |
| Funding & liquidity | 68 (stronger) | 49 |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 33rd | 53rd |
| Total assets | $3.2B | $2.2B |
| Deposits / shares | $2.7B | $1.7B |
| Capital ratio | 9.20% | 10.56% (stronger) |
| Problem loans | 0.75% | 0.10% (stronger) |
| Net charge-offs | 0.20% | 0.01% (stronger) |
| Return on assets | 1.22% (stronger) | 0.88% |
| Loans ÷ deposits | 89.5% (stronger) | 106.0% |
| Uninsured deposits | 17.2% (stronger) | 19.8% |
| Offices | 18 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 27.1% |
Kennebunk Savings Bank has the higher TellerScore (69 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First National Bank leads on 3 and Kennebunk Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.