Side-by-side · Q2 2026 data
First National Bank vs Northeast Bank
Metric by metric
| Measure | First National Bank | Northeast Bank |
|---|---|---|
| TellerScore | 64 | 78 (stronger) |
| Capital cushion | 42 | 69 (stronger) |
| Loan quality | 75 | 82 (stronger) |
| Earnings | 69 | 100 (stronger) |
| Funding & liquidity | 68 (stronger) | 50 |
| Problem-loan coverage | 87 | 89 (stronger) |
| Peer percentile | 33rd | 86th |
| Total assets | $3.2B | $5.2B |
| Deposits / shares | $2.7B | $3.7B |
| Capital ratio | 9.20% | 11.90% (stronger) |
| Problem loans | 0.75% | 0.55% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.23% |
| Return on assets | 1.22% | 2.53% (stronger) |
| Loans ÷ deposits | 89.5% (stronger) | 121.5% |
| Uninsured deposits | 17.2% | 4.1% (stronger) |
| Offices | 18 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | — |
Northeast Bank has the higher TellerScore (78 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First National Bank leads on 2 and Northeast Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.