Headquartered in Portland, Maine, Northeast Bank is a state-chartered bank with $5.2B in total assets and $3.7B in deposits as of Q2 2026. It operates 9 offices. Its charter dates back to 1872.
Northeast Bank has a TellerScore of 78 out of 100 (strong) based on Q2 2026 data — higher than 86% of its 897 banks with $1 billion – $10 billion. Among 22 banks headquartered in Maine, it ranks 5th. Earnings contributes the most (100/100, 2.53%); funding & liquidity contributes the least (50/100, 121% loans-to-deposits, 4% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (73 → 78), mostly because the loan quality component improved by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 72 |
| Q4 2024 | 73 |
| Q1 2025 | 72 |
| Q2 2025 | 73 |
| Q3 2025 | 75 |
| Q4 2025 | 76 |
| Q1 2026 | 75 |
| Q2 2026 | 78 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.30% |
| Q3 2024 | 12.06% |
| Q4 2024 | 11.16% |
| Q1 2025 | 11.46% |
| Q2 2025 | 11.64% |
| Q3 2025 | 12.22% |
| Q4 2025 | 12.19% |
| Q1 2026 | 11.40% |
| Q2 2026 | 11.90% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.02% |
| Q3 2024 | 1.06% |
| Q4 2024 | 0.83% |
| Q1 2025 | 0.85% |
| Q2 2025 | 0.92% |
| Q3 2025 | 0.90% |
| Q4 2025 | 0.80% |
| Q1 2026 | 0.66% |
| Q2 2026 | 0.55% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.91% |
| Q3 2024 | 1.89% |
| Q4 2024 | 2.00% |
| Q1 2025 | 1.80% |
| Q2 2025 | 2.09% |
| Q3 2025 | 2.11% |
| Q4 2025 | 2.01% |
| Q1 2026 | 2.39% |
| Q2 2026 | 2.53% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 78 | $5.2B | 11.90% | 0.55% | 2.53% | 121.5% |
| Q1 2026 | 75 | $5.0B | 11.40% | 0.66% | 2.39% | 121.8% |
| Q4 2025 | 76 | $4.9B | 12.19% | 0.80% | 2.01% | 113.3% |
| Q3 2025 | 75 | $4.2B | 12.22% | 0.90% | 2.11% | 112.9% |
| Q2 2025 | 73 | $4.3B | 11.64% | 0.92% | 2.09% | 109.9% |
| Q1 2025 | 72 | $4.2B | 11.46% | 0.85% | 1.80% | 112.8% |
| Q4 2024 | 73 | $4.1B | 11.16% | 0.83% | 2.00% | 112.7% |
| Q3 2024 | 72 | $3.9B | 12.06% | 1.06% | 1.89% | 110.0% |
| Q2 2024 | 74 | $3.1B | 12.30% | 1.02% | 1.91% | 115.8% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Maine
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bar Harbor Bank & TrustBank Bar Harbor, ME | 73 out of 100, Strong | $4.7B | 10.5% | 0.32% | vs |
| The Camden National BankBank Camden, ME | 69 out of 100, Moderate | $6.9B | 9.1% | 0.24% | vs |
| First National BankBank Damariscotta, ME | 64 out of 100, Moderate | $3.2B | 9.2% | 0.75% | vs |
| Maine Community BankBank Portland, ME | 67 out of 100, Moderate | $3.0B | 10.1% | 0.46% | vs |
| Bangor Savings BankBank Bangor, ME | 55 out of 100, Moderate | $7.7B | 7.8% | 0.47% | vs |
| Machias Savings BankBank Machias, ME | 73 out of 100, Strong | $2.7B | 12.1% | 0.40% | vs |
Deposit insurance
Is my money safe at Northeast Bank?
Yes. Northeast Bank is an FDIC-insured institution (FDIC certificate #19690). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 4.1% of deposits ($151.2M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.90%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.71% (benchmark: 10%).
9 locations
Branches
Northeast Bank lists 7 offices in 7 cities. Most locations:
- Auburn, ME (1)
- Augusta, ME (1)
- Bethel, ME (1)
- Brunswick, ME (1)
- Poland, ME (1)
- Portland, ME (1)
- South Paris, ME (1)
Identity & history
Profile
- Legal name
- Northeast Bank
- Former names
- Northeast Bank, F.S.B.; Bethel Savings Bank; Bethel Savings Bank FSB
- Type
- State-chartered bank
- FDIC certificate #
- 19690
- RSSD ID
- 468806
- Primary regulator
- FDIC
- Established
- February 5, 1872
- Headquarters
- 27 Pearl St, Portland, ME 04101
- Website
- www.northeastbank.com
- Employees
- 230
Quick answers
Northeast Bank: common questions
Is Northeast Bank FDIC insured?
Yes. Northeast Bank is an FDIC-insured institution (FDIC certificate #19690). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Northeast Bank's TellerScore?
78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Northeast Bank ever failed?
There is no failure record for FDIC certificate #19690 in the FDIC failed bank list.
How many branches does Northeast Bank have?
9 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Portland
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Gardiner Federal Credit UnionCredit union Gardiner, ME | 96 out of 100, Very strong | $100.7M | 15.9% | 0.12% | vs |
| Coast Line Credit UnionCredit union South Portland, ME | 94 out of 100, Very strong | $89.2M | 19.1% | 0.22% | vs |
| Skowhegan Savings BankBank Skowhegan, ME | 88 out of 100, Very strong | $855.0M | 15.8% | 0.42% | vs |
| Eastmill Federal Credit UnionCredit union East Millinocke, ME | 87 out of 100, Very strong | $79.6M | 18.6% | 0.00% | vs |
| Capital Area Federal Credit UnionCredit union Augusta, ME | 86 out of 100, Very strong | $71.4M | 17.6% | 0.59% | vs |
| Bath Savings InstitutionBank Bath, ME | 82 out of 100, Strong | $1.5B | 15.8% | 0.05% | vs |