Side-by-side · Q2 2026 data
First National Bank Colorado vs High Country Bank
Metric by metric
| Measure | First National Bank Colorado | High Country Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 56 |
| Capital cushion | 68 (stronger) | 46 |
| Loan quality | 100 (stronger) | 55 |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 63 (stronger) | 56 |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 88th | 13th |
| Total assets | $634.3M | $528.5M |
| Deposits / shares | $532.4M | $450.5M |
| Capital ratio | 11.76% (stronger) | 9.62% |
| Problem loans | 0.00% (stronger) | 1.34% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.08% (stronger) | 1.08% |
| Loans ÷ deposits | 77.3% (stronger) | 97.8% |
| Uninsured deposits | 32.6% | 20.7% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.2% | 6.4% |
First National Bank Colorado has the higher TellerScore (85 vs 56). On the 7 directional measures above (where higher or lower is clearly better), First National Bank Colorado leads on 5 and High Country Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.