Side-by-side · Q2 2026 data
First National Bank Colorado vs PB&T Bank
Metric by metric
| Measure | First National Bank Colorado | PB&T Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 75 |
| Capital cushion | 68 (stronger) | 56 |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 100 | 100 |
| Funding & liquidity | 63 (stronger) | 58 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 88th | 61st |
| Total assets | $634.3M | $815.2M |
| Deposits / shares | $532.4M | $717.6M |
| Capital ratio | 11.76% (stronger) | 10.64% |
| Problem loans | 0.00% (stronger) | 0.54% |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 2.08% | 2.35% (stronger) |
| Loans ÷ deposits | 77.3% (stronger) | 84.1% |
| Uninsured deposits | 32.6% | 31.3% (stronger) |
| Offices | 7 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.2% | — |
First National Bank Colorado has the higher TellerScore (85 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First National Bank Colorado leads on 4 and PB&T Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Colorado Springs, CO
- La Junta, CO
- Rocky Ford, CO