Side-by-side · Q2 2026 data
First National Bank Colorado vs U.S. Bank National Association
Metric by metric
| Measure | First National Bank Colorado | U.S. Bank National Association |
|---|---|---|
| TellerScore | 85 (stronger) | 55 |
| Capital cushion | 68 (stronger) | 45 |
| Loan quality | 100 (stronger) | 52 |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 63 (stronger) | 44 |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 88th | 6th |
| Total assets | $634.3M | $705.6B |
| Deposits / shares | $532.4M | $541.9B |
| Capital ratio | 11.76% (stronger) | 9.49% |
| Problem loans | 0.00% (stronger) | 1.45% |
| Net charge-offs | 0.01% (stronger) | 0.54% |
| Return on assets | 2.08% (stronger) | 1.23% |
| Loans ÷ deposits | 77.3% | 74.9% (stronger) |
| Uninsured deposits | 32.6% (stronger) | 52.2% |
| Offices | 7 | 2,076 |
| CFPB complaints (3 yrs) | — | 16,488 |
| Complaints per $1B deposits | — | 30.4 |
| Mortgage denial rate (HMDA) | 15.2% | 39.5% |
First National Bank Colorado has the higher TellerScore (85 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First National Bank Colorado leads on 6 and U.S. Bank National Association on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Colorado Springs, CO
- La Junta, CO