Side-by-side · Q2 2026 data
First National Bank, Cortez vs Four Corners Community Bank
Metric by metric
| Measure | First National Bank, Cortez | Four Corners Community Bank |
|---|---|---|
| TellerScore | 53 | 75 (stronger) |
| Capital cushion | 50 (stronger) | 46 |
| Loan quality | 36 | 88 (stronger) |
| Earnings | 44 | 100 (stronger) |
| Funding & liquidity | 83 (stronger) | 62 |
| Problem-loan coverage | 75 | 95 (stronger) |
| Peer percentile | 9th | 61st |
| Total assets | $156.9M | $662.3M |
| Deposits / shares | $137.2M | $569.1M |
| Capital ratio | 9.98% (stronger) | 9.62% |
| Problem loans | 1.92% | 0.35% (stronger) |
| Net charge-offs | 1.10% | 0.18% (stronger) |
| Return on assets | 0.60% | 2.06% (stronger) |
| Loans ÷ deposits | 73.6% (stronger) | 77.8% |
| Uninsured deposits | 18.1% (stronger) | 33.0% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Four Corners Community Bank has the higher TellerScore (75 vs 53). On the 7 directional measures above (where higher or lower is clearly better), First National Bank, Cortez leads on 3 and Four Corners Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cortez, CO