Headquartered in Farmington, New Mexico, Four Corners Community Bank is a state-chartered bank with $662.3M in total assets and $569.1M in deposits as of Q2 2026. It operates 6 offices across 2 states. Its charter dates back to 2000.
Four Corners Community Bank has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 61% of its 2,650 banks with $100 million – $1 billion. Among 29 banks headquartered in New Mexico, it ranks 17th. Earnings contributes the most (100/100, 2.06%); capital cushion contributes the least (46/100, 9.62%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 23 points (52 → 75), mostly because the loan quality component improved by 81 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 49 |
| Q3 2024 | 49 |
| Q4 2024 | 52 |
| Q1 2025 | 42 |
| Q2 2025 | 52 |
| Q3 2025 | 51 |
| Q4 2025 | 53 |
| Q1 2026 | 75 |
| Q2 2026 | 75 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.09% |
| Q3 2024 | 10.68% |
| Q4 2024 | 10.87% |
| Q1 2025 | 10.55% |
| Q2 2025 | 10.48% |
| Q3 2025 | 9.91% |
| Q4 2025 | 9.71% |
| Q1 2026 | 9.80% |
| Q2 2026 | 9.62% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 3.34% |
| Q3 2024 | 3.20% |
| Q4 2024 | 2.90% |
| Q1 2025 | 3.04% |
| Q2 2025 | 2.80% |
| Q3 2025 | 2.49% |
| Q4 2025 | 2.32% |
| Q1 2026 | 0.39% |
| Q2 2026 | 0.35% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.52% |
| Q3 2024 | 1.56% |
| Q4 2024 | 1.69% |
| Q1 2025 | 0.78% |
| Q2 2025 | 1.73% |
| Q3 2025 | 1.58% |
| Q4 2025 | 1.63% |
| Q1 2026 | 2.31% |
| Q2 2026 | 2.06% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $662.3M | 9.62% | 0.35% | 2.06% | 77.8% |
| Q1 2026 | 75 | $632.3M | 9.80% | 0.39% | 2.31% | 76.4% |
| Q4 2025 | 53 | $630.2M | 9.71% | 2.32% | 1.63% | 76.4% |
| Q3 2025 | 51 | $605.4M | 9.91% | 2.49% | 1.58% | 74.2% |
| Q2 2025 | 52 | $571.2M | 10.48% | 2.80% | 1.73% | 72.3% |
| Q1 2025 | 42 | $561.1M | 10.55% | 3.04% | 0.78% | 71.9% |
| Q4 2024 | 52 | $541.3M | 10.87% | 2.90% | 1.69% | 72.6% |
| Q3 2024 | 49 | $536.4M | 10.68% | 3.20% | 1.56% | 71.8% |
| Q2 2024 | 49 | $515.0M | 11.09% | 3.34% | 1.52% | 75.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New Mexico
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lea County State BankBank Hobbs, NM | 49 out of 100, Below average | $738.3M | 9.2% | 3.61% | vs |
| The Citizens BankBank Farmington, NM | 80 out of 100, Strong | $804.3M | 9.1% | 0.02% | vs |
| The Citizens Bank of ClovisBank Clovis, NM | 80 out of 100, Strong | $493.1M | 12.2% | 0.04% | vs |
| Southwest Capital BankBank Albuquerque, NM | 61 out of 100, Moderate | $482.9M | 10.8% | 1.66% | vs |
| Western Commerce BankBank Carlsbad, NM | 51 out of 100, Below average | $863.5M | 8.8% | 2.30% | vs |
| First National BankBank Alamogordo, NM | 42 out of 100, Below average | $452.8M | 10.3% | 5.29% | vs |
Deposit insurance
Is my money safe at Four Corners Community Bank?
Yes. Four Corners Community Bank is an FDIC-insured institution (FDIC certificate #35441). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 33.0% of deposits ($187.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.62%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
6 locations
Branches
Four Corners Community Bank lists 6 offices in 4 cities across 2 states. Most locations:
- Farmington, NM (3)
- Aztec, NM (1)
- Cortez, CO (1)
- Durango, CO (1)
Identity & history
Profile
- Legal name
- Four Corners Community Bank
- Type
- State-chartered bank
- FDIC certificate #
- 35441
- RSSD ID
- 2855866
- Primary regulator
- FDIC
- Holding company
- Mesa West Bcorp
- Established
- March 1, 2000
- Headquarters
- 500 W Main St, Farmington, NM 87401
- Website
- www.thebankforme.com
- Employees
- 87
Quick answers
Four Corners Community Bank: common questions
Is Four Corners Community Bank FDIC insured?
Yes. Four Corners Community Bank is an FDIC-insured institution (FDIC certificate #35441). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Four Corners Community Bank's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Four Corners Community Bank ever failed?
There is no failure record for FDIC certificate #35441 in the FDIC failed bank list.
How many branches does Four Corners Community Bank have?
6 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Farmington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Citizens BankBank Farmington, NM | 80 out of 100, Strong | $804.3M | 9.1% | 0.02% | vs |
| Four Corners Federal Credit UnionCredit union Kirtland, NM | 75 out of 100, Strong | $14.8M | 20.9% | 0.08% | vs |
| High Desert Community Credit UnionCredit union Aztec, NM | 69 out of 100, Moderate | $18.3M | 12.9% | 1.95% | vs |
| Zions Bancorporation, N.A.Bank Salt Lake City, UT | 67 out of 100, Moderate | $89.0B | 9.4% | 0.47% | vs |
| Bank of the SouthwestBank Roswell, NM | 64 out of 100, Moderate | $176.3M | 9.4% | 0.73% | vs |
| First National Bank TexasBank Killeen, TX | 64 out of 100, Moderate | $4.6B | 9.1% | 1.23% | vs |