Side-by-side · Q2 2026 data
First National Bank, Cortez vs RG Bank, A Savings and Loan Association
Bank
RG Bank, A Savings and Loan Association
Monte Vista, Colorado · $100 million – $1 billion
Metric by metric
| Measure | First National Bank, Cortez | RG Bank, A Savings and Loan Association |
|---|---|---|
| TellerScore | 53 | 61 (stronger) |
| Capital cushion | 50 | 69 (stronger) |
| Loan quality | 36 | 50 (stronger) |
| Earnings | 44 | 44 |
| Funding & liquidity | 83 (stronger) | 72 |
| Problem-loan coverage | 75 | 80 (stronger) |
| Peer percentile | 9th | 20th |
| Total assets | $156.9M | $136.7M |
| Deposits / shares | $137.2M | $121.4M |
| Capital ratio | 9.98% | 11.86% (stronger) |
| Problem loans | 1.92% | 1.50% (stronger) |
| Net charge-offs | 1.10% | 0.01% (stronger) |
| Return on assets | 0.60% (stronger) | 0.60% |
| Loans ÷ deposits | 73.6% (stronger) | 88.6% |
| Uninsured deposits | 18.1% | 11.6% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
RG Bank, A Savings and Loan Association has the higher TellerScore (61 vs 53). On the 7 directional measures above (where higher or lower is clearly better), First National Bank, Cortez leads on 2 and RG Bank, A Savings and Loan Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.