Headquartered in Monte Vista, Colorado, RG Bank, A Savings and Loan Association is a savings association with $136.7M in total assets and $121.4M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1905.
RG Bank, A Savings and Loan Association has a TellerScore of 61 out of 100 (moderate) based on Q2 2026 data — higher than only 20% of its 2,650 banks with $100 million – $1 billion. Among 63 banks headquartered in Colorado, it ranks 54th. Problem-loan coverage contributes the most (80/100, 10.2%); earnings contributes the least (44/100, 0.60%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (53 → 61), mostly because the loan quality component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 50 |
| Q4 2024 | 45 |
| Q1 2025 | 47 |
| Q2 2025 | 53 |
| Q3 2025 | 57 |
| Q4 2025 | 61 |
| Q1 2026 | 62 |
| Q2 2026 | 61 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.22% |
| Q3 2024 | 11.19% |
| Q4 2024 | 10.88% |
| Q1 2025 | 10.95% |
| Q2 2025 | 11.23% |
| Q3 2025 | 11.36% |
| Q4 2025 | 11.65% |
| Q1 2026 | 11.84% |
| Q2 2026 | 11.86% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.07% |
| Q3 2024 | 2.01% |
| Q4 2024 | 2.45% |
| Q1 2025 | 2.39% |
| Q2 2025 | 1.87% |
| Q3 2025 | 1.72% |
| Q4 2025 | 1.41% |
| Q1 2026 | 1.36% |
| Q2 2026 | 1.50% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.21% |
| Q3 2024 | 0.15% |
| Q4 2024 | 0.15% |
| Q1 2025 | 0.28% |
| Q2 2025 | 0.40% |
| Q3 2025 | 0.55% |
| Q4 2025 | 0.59% |
| Q1 2026 | 0.61% |
| Q2 2026 | 0.60% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 61 | $136.7M | 11.86% | 1.50% | 0.60% | 88.6% |
| Q1 2026 | 62 | $136.1M | 11.84% | 1.36% | 0.61% | 86.7% |
| Q4 2025 | 61 | $136.0M | 11.65% | 1.41% | 0.59% | 87.4% |
| Q3 2025 | 57 | $136.7M | 11.36% | 1.72% | 0.55% | 87.4% |
| Q2 2025 | 53 | $137.5M | 11.23% | 1.87% | 0.40% | 87.4% |
| Q1 2025 | 47 | $137.8M | 10.95% | 2.39% | 0.28% | 86.8% |
| Q4 2024 | 45 | $140.1M | 10.88% | 2.45% | 0.15% | 87.1% |
| Q3 2024 | 50 | $138.0M | 11.19% | 2.01% | 0.15% | 89.5% |
| Q2 2024 | 60 | $134.1M | 11.22% | 1.07% | 0.21% | 85.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Colorado
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Evergreen National BankBank Evergreen, CO | 84 out of 100, Strong | $139.9M | 13.5% | 0.09% | vs |
| Rocky Mountain Bank & TrustBank Florence, CO | 74 out of 100, Strong | $126.5M | 13.2% | 1.71% | vs |
| Fowler State BankBank Fowler, CO | 60 out of 100, Moderate | $154.5M | 13.2% | 3.46% | vs |
| Del Norte BankBank Del Norte, CO | 74 out of 100, Strong | $155.3M | 10.7% | 0.04% | vs |
| The Farmers State Bank of BrushBank Brush, CO | 85 out of 100, Very strong | $116.6M | 20.1% | 0.13% | vs |
| First National Bank, CortezBank Cortez, CO | 53 out of 100, Below average | $156.9M | 10.0% | 1.92% | vs |
Deposit insurance
Is my money safe at RG Bank, A Savings and Loan Association?
Yes. RG Bank, A Savings and Loan Association is an FDIC-insured institution (FDIC certificate #28315). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 11.6% of deposits ($14.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.86%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
RG Bank, A Savings and Loan Association lists 3 offices in 3 cities. Most locations:
- Alamosa, CO (1)
- Monte Vista, CO (1)
- Pagosa Springs, CO (1)
Identity & history
Profile
- Legal name
- RG Bank, A Savings and Loan Association
- Former names
- Rio Grande Savings and Loan Association
- Type
- Savings association
- FDIC certificate #
- 28315
- RSSD ID
- 256076
- Primary regulator
- FDIC
- Established
- January 1, 1905
- Headquarters
- 901 1st Ave, Monte Vista, CO 81144
- Website
- www.rgbank.bank
- Employees
- 23
Quick answers
RG Bank, A Savings and Loan Association: common questions
Is RG Bank, A Savings and Loan Association FDIC insured?
Yes. RG Bank, A Savings and Loan Association is an FDIC-insured institution (FDIC certificate #28315). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is RG Bank, A Savings and Loan Association's TellerScore?
61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has RG Bank, A Savings and Loan Association ever failed?
There is no failure record for FDIC certificate #28315 in the FDIC failed bank list.
How many branches does RG Bank, A Savings and Loan Association have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Monte Vista
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Alamosa State BankBank Alamosa, CO | 89 out of 100, Very strong | $340.3M | 12.9% | 0.00% | vs |
| San Luis Valley Federal BankBank Alamosa, CO | 87 out of 100, Very strong | $390.2M | 18.0% | 0.15% | vs |
| First Southwest BankBank Durango, CO | 86 out of 100, Very strong | $657.5M | 15.3% | 0.04% | vs |
| Frontier BankBank Lamar, CO | 81 out of 100, Strong | $436.4M | 10.8% | 0.32% | vs |
| Del Norte BankBank Del Norte, CO | 74 out of 100, Strong | $155.3M | 10.7% | 0.04% | vs |
| NBH BankBank Greenwood Village, CO | 66 out of 100, Moderate | $12.5B | 10.3% | 0.60% | vs |