Side-by-side · Q2 2026 data
First National Bank in DeRidder vs First Street Federal Credit Union
Credit union
First Street Federal Credit Union
Deridder, Louisiana · Under $100 million in assets
Metric by metric
| Measure | First National Bank in DeRidder | First Street Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 93 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 81 | 93 (stronger) |
| Earnings | 78 (stronger) | 73 |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 43rd | 94th |
| Total assets | $419.0M | $60.6M |
| Deposits / shares | $379.2M | $50.7M |
| Capital ratio | 9.84% | 16.27% (stronger) |
| Problem loans | 0.57% | 0.20% (stronger) |
| Net charge-offs | 0.00% | -0.06% (stronger) |
| Return on assets | 1.44% (stronger) | 1.31% |
| Loans ÷ deposits | 65.4% | 56.3% (stronger) |
| Uninsured deposits | 34.1% | 1.6% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Street Federal Credit Union has the higher TellerScore (93 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First National Bank in DeRidder leads on 1 and First Street Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.