TellerScore

First Street Federal Credit Union (NCUA charter #20417) is based in Deridder, Louisiana. Its Q2 2026 call report shows $60.6M in total assets and $50.7M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, First Street Federal Credit Union scores 93/100, which we describe as very strong. That is higher than 94% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 5th. Its strongest component is capital cushion (100/100; 16.27%), and its lowest is earnings (73/100; 1.31%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.27%
Loan quality93/100
Loans 60+ days delinquent ÷ total loans: 0.20%
Earnings73/100
Return on assets (annualized): 1.31%
Funding & liquidity100/100
Loans ÷ shares: 56.3% · 1.6% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.58%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (94 → 93).

TellerScore
909294Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202490
Q3 202492
Q4 202491
Q1 202591
Q2 202594
Q3 202594
Q4 202593
Q1 202694
Q2 202693
Net worth ratio
7.00%11.78%16.55%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.70%
Q3 202415.78%
Q4 202416.00%
Q1 202516.04%
Q2 202516.55%
Q3 202516.50%
Q4 202516.27%
Q1 202616.04%
Q2 202616.27%
Delinquent loans (60+ days)
0.03%0.14%0.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.16%
Q3 20240.07%
Q4 20240.14%
Q1 20250.25%
Q2 20250.03%
Q3 20250.12%
Q4 20250.07%
Q1 20260.08%
Q2 20260.20%
Return on assets
1.05%1.21%1.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.05%
Q3 20241.18%
Q4 20241.13%
Q1 20251.21%
Q2 20251.38%
Q3 20251.36%
Q4 20251.23%
Q1 20261.29%
Q2 20261.31%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202693$60.6M16.27%0.20%1.31%56.3%
Q1 202694$60.3M16.04%0.08%1.29%57.5%
Q4 202593$58.2M16.27%0.07%1.23%60.6%
Q3 202594$56.6M16.50%0.12%1.36%62.1%
Q2 202594$55.2M16.55%0.03%1.38%64.2%
Q1 202591$55.8M16.04%0.25%1.21%62.5%
Q4 202491$54.4M16.00%0.14%1.13%65.8%
Q3 202492$54.3M15.78%0.07%1.18%65.7%
Q2 202490$53.3M15.70%0.16%1.05%67.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.27%
61st
Problem loans0.20%
74th
Net charge-offs-0.06%
92nd
Return on assets1.31%
80th
Loans to deposits56.3%
54th
Uninsured deposits1.6%
48th
Loan-loss reserves0.00%
37th
Texas ratio0.6%
73rd

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Post Office Employees Federal Credit UnionCredit union Shreveport, LA53 out of 100, Below average$60.4M11.8%2.59%vs
First Pioneers Federal Credit UnionCredit union Lafayette, LA64 out of 100, Moderate$60.9M11.1%0.89%vs
University of Louisiana Federal Credit UnionCredit union Lafayette, LA62 out of 100, Moderate$61.5M11.4%0.99%vs
Calcasieu Teachers and Employees Credit UnionCredit union Lake Charles, LA86 out of 100, Very strong$62.9M16.3%0.13%vs
Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA96 out of 100, Very strong$58.2M22.0%0.33%vs
Gp Louisiana Federal Credit UnionCredit union Zachary, LA88 out of 100, Very strong$66.2M17.0%0.80%vs

Deposit insurance

Is my money safe at First Street Federal Credit Union?

Yes. First Street Federal Credit Union is a federally insured credit union (NCUA charter #20417). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.6% of shares and deposits ($833K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.27%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

First Street Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First Street Federal Credit Union
Type
Federal credit union
NCUA charter #
20417
RSSD ID
11480
Primary regulator
NCUA
Established
1970
Headquarters
709 W First Street, Deridder, LA 70634
Employees
8

Quick answers

First Street Federal Credit Union: common questions

Is First Street Federal Credit Union NCUA insured?

Yes. First Street Federal Credit Union is a federally insured credit union (NCUA charter #20417). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is First Street Federal Credit Union's TellerScore?

93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does First Street Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Deridder

InstitutionScoreAssetsCapitalProblem loansCompare
Beauregard School Employees Federal Credit UnionCredit union Deridder, LA78 out of 100, Strong$30.9M12.9%0.61%vs
First Federal Bank of LouisianaBank Lake Charles, LA70 out of 100, Strong$1.1B12.0%0.17%vs
First National Bank in DeRidderBank Deridder, LA70 out of 100, Strong$419.0M9.8%0.57%vs
Merchants & Farmers Bank & Trust CompanyBank Leesville, LA70 out of 100, Strong$541.4M11.2%0.70%vs
Southwest Louisiana Credit UnionCredit union Lake Charles, LA70 out of 100, Strong$182.6M15.8%1.45%vs
JPMorgan Chase Bank, National AssociationBank Columbus, OH61 out of 100, Moderate$4.1T7.5%0.78%vs