Side-by-side · Q2 2026 data
First National Bank in DeRidder vs Southwest Louisiana Credit Union
Credit union
Southwest Louisiana Credit Union
Lake Charles, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | First National Bank in DeRidder | Southwest Louisiana Credit Union |
|---|---|---|
| TellerScore | 70 | 70 |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 81 (stronger) | 52 |
| Earnings | 78 (stronger) | 45 |
| Funding & liquidity | 74 (stronger) | 63 |
| Problem-loan coverage | 87 (stronger) | 84 |
| Peer percentile | 43rd | 51st |
| Total assets | $419.0M | $182.6M |
| Deposits / shares | $379.2M | $154.4M |
| Capital ratio | 9.84% | 15.84% (stronger) |
| Problem loans | 0.57% (stronger) | 1.45% |
| Net charge-offs | 0.00% (stronger) | 0.81% |
| Return on assets | 1.44% (stronger) | 0.61% |
| Loans ÷ deposits | 65.4% (stronger) | 97.5% |
| Uninsured deposits | 34.1% | 3.3% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.5% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First National Bank in DeRidder leads on 4 and Southwest Louisiana Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.