Southwest Louisiana Credit Union is a federally insured state-chartered credit union headquartered in Lake Charles, Louisiana, in business for about 74 years. At the end of Q2 2026 it reported $182.6M in total assets and $154.4M in member shares and deposits, with 5 offices.
Based on its Q2 2026 filing, Southwest Louisiana Credit Union scores 70/100, which we describe as strong. That is higher than 51% of 1,341 credit unions with $100 million – $1 billion. Among 136 credit unions headquartered in Louisiana, it ranks 69th. Its strongest component is capital cushion (100/100; 15.84%), and its lowest is earnings (45/100; 0.61%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (72 → 70), mostly because the loan quality component weakened by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 69 |
| Q4 2024 | 68 |
| Q1 2025 | 69 |
| Q2 2025 | 72 |
| Q3 2025 | 74 |
| Q4 2025 | 74 |
| Q1 2026 | 74 |
| Q2 2026 | 70 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 15.43% |
| Q3 2024 | 15.62% |
| Q4 2024 | 15.67% |
| Q1 2025 | 15.10% |
| Q2 2025 | 15.53% |
| Q3 2025 | 15.81% |
| Q4 2025 | 15.95% |
| Q1 2026 | 15.54% |
| Q2 2026 | 15.84% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.32% |
| Q3 2024 | 1.26% |
| Q4 2024 | 1.30% |
| Q1 2025 | 1.24% |
| Q2 2025 | 1.07% |
| Q3 2025 | 0.95% |
| Q4 2025 | 1.09% |
| Q1 2026 | 1.01% |
| Q2 2026 | 1.45% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.16% |
| Q3 2024 | 0.26% |
| Q4 2024 | 0.18% |
| Q1 2025 | 0.16% |
| Q2 2025 | 0.42% |
| Q3 2025 | 0.58% |
| Q4 2025 | 0.70% |
| Q1 2026 | 0.58% |
| Q2 2026 | 0.61% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $182.6M | 15.84% | 1.45% | 0.61% | 97.5% |
| Q1 2026 | 74 | $184.3M | 15.54% | 1.01% | 0.58% | 92.4% |
| Q4 2025 | 74 | $177.8M | 15.95% | 1.09% | 0.70% | 98.6% |
| Q3 2025 | 74 | $177.1M | 15.81% | 0.95% | 0.58% | 97.1% |
| Q2 2025 | 72 | $177.7M | 15.53% | 1.07% | 0.42% | 95.3% |
| Q1 2025 | 69 | $180.8M | 15.10% | 1.24% | 0.16% | 90.4% |
| Q4 2024 | 68 | $173.7M | 15.67% | 1.30% | 0.18% | 93.8% |
| Q3 2024 | 69 | $175.3M | 15.62% | 1.26% | 0.26% | 92.9% |
| Q2 2024 | 68 | $176.2M | 15.43% | 1.32% | 0.16% | 91.7% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Jefferson Parish Employees Federal Credit UnionCredit union Harahan, LA | 76 out of 100, Strong | $166.1M | 13.4% | 0.44% | vs |
| Wymar Federal Credit UnionCredit union Geismar, LA | 80 out of 100, Strong | $165.4M | 16.5% | 1.20% | vs |
| Epic Federal Credit UnionCredit union Metairie, LA | 60 out of 100, Moderate | $164.5M | 14.6% | 2.10% | vs |
| Xplore Federal Credit UnionCredit union Metairie, LA | 67 out of 100, Moderate | $147.1M | 12.0% | 0.38% | vs |
| Heart of Louisiana Federal Credit UnionCredit union Pineville, LA | 84 out of 100, Strong | $143.2M | 16.7% | 0.35% | vs |
| Kraftman Federal Credit UnionCredit union Bastrop, LA | 78 out of 100, Strong | $141.8M | 14.6% | 0.97% | vs |
Deposit insurance
Is my money safe at Southwest Louisiana Credit Union?
Yes. Southwest Louisiana Credit Union is a federally insured credit union (NCUA charter #62756). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.3% of shares and deposits ($5.2M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 15.84%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
5 locations
Branches
Southwest Louisiana Credit Union lists 5 offices in 4 cities. Most locations:
- Lake Charles, LA (2)
- Longville, LA (1)
- Sulphur, LA (1)
- Ville Platte, LA (1)
HMDA 2025
Mortgage lending
In 2025, Southwest Louisiana Credit Union reported 106 home-loan applications under HMDA (LEI 549300JFKW9425KOPI17): 78 originated ($8,680,000 total), 26 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 24.5%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Southwest Louisiana Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62756
- RSSD ID
- 752596
- Primary regulator
- State + NCUA
- Established
- 1952
- Headquarters
- 2255 E McNeese St, Lake Charles, LA 70607
- Employees
- 75
Quick answers
Southwest Louisiana Credit Union: common questions
Is Southwest Louisiana Credit Union NCUA insured?
Yes. Southwest Louisiana Credit Union is a federally insured credit union (NCUA charter #62756). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Southwest Louisiana Credit Union's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Southwest Louisiana Credit Union have?
5 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Lake Charles
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Calcasieu Teachers and Employees Credit UnionCredit union Lake Charles, LA | 86 out of 100, Very strong | $62.9M | 16.3% | 0.13% | vs |
| The BankBank Jennings, LA | 83 out of 100, Strong | $462.0M | 12.8% | 0.48% | vs |
| Red River BankBank Alexandria, LA | 82 out of 100, Strong | $3.3B | 12.5% | 0.11% | vs |
| First National Bank of LouisianaBank Crowley, LA | 78 out of 100, Strong | $631.1M | 11.0% | 0.00% | vs |
| The Evangeline Bank and Trust CompanyBank Ville Platte, LA | 77 out of 100, Strong | $1.1B | 14.2% | 1.24% | vs |
| Old Spanish Trail Credit UnionCredit union Westlake, LA | 77 out of 100, Strong | $5.5M | 30.5% | 0.31% | vs |