Side-by-side · Q2 2026 data
First National Bank in Frankfort vs Bank of Holyrood
Metric by metric
| Measure | First National Bank in Frankfort | Bank of Holyrood |
|---|---|---|
| TellerScore | 72 (stronger) | 66 |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 83 (stronger) | 3 |
| Earnings | 49 | 72 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 92 (stronger) | 75 |
| Peer percentile | 45th | 28th |
| Total assets | $61.6M | $69.8M |
| Deposits / shares | $55.4M | $58.9M |
| Capital ratio | 10.76% | 16.68% (stronger) |
| Problem loans | 0.52% (stronger) | 2.92% |
| Net charge-offs | -0.03% (stronger) | 0.72% |
| Return on assets | 0.74% | 1.29% (stronger) |
| Loans ÷ deposits | 55.4% (stronger) | 68.0% |
| Uninsured deposits | 11.5% (stronger) | 19.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank in Frankfort has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First National Bank in Frankfort leads on 5 and Bank of Holyrood on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.