Side-by-side · Q2 2026 data
First National Bank in Frankfort vs Elevate Bank, National Association
Metric by metric
| Measure | First National Bank in Frankfort | Elevate Bank, National Association |
|---|---|---|
| TellerScore | 72 (stronger) | 67 |
| Capital cushion | 58 | 62 (stronger) |
| Loan quality | 83 (stronger) | 77 |
| Earnings | 49 (stronger) | 45 |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 45th | 30th |
| Total assets | $61.6M | $61.0M |
| Deposits / shares | $55.4M | $53.0M |
| Capital ratio | 10.76% | 11.17% (stronger) |
| Problem loans | 0.52% (stronger) | 0.69% |
| Net charge-offs | -0.03% (stronger) | 0.12% |
| Return on assets | 0.74% (stronger) | 0.64% |
| Loans ÷ deposits | 55.4% (stronger) | 82.0% |
| Uninsured deposits | 11.5% (stronger) | 18.6% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank in Frankfort has the higher TellerScore (72 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First National Bank in Frankfort leads on 6 and Elevate Bank, National Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.