Side-by-side · Q2 2026 data
First National Bank in New Bremen vs Mercer Savings Bank
Metric by metric
| Measure | First National Bank in New Bremen | Mercer Savings Bank |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 58 | 82 (stronger) |
| Loan quality | 94 | 97 (stronger) |
| Earnings | 75 (stronger) | 52 |
| Funding & liquidity | 78 (stronger) | 57 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 72nd | 72nd |
| Total assets | $467.1M | $176.2M |
| Deposits / shares | $418.1M | $146.4M |
| Capital ratio | 10.83% | 13.16% (stronger) |
| Problem loans | 0.17% | 0.08% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 1.38% (stronger) | 0.79% |
| Loans ÷ deposits | 34.9% (stronger) | 103.1% |
| Uninsured deposits | 35.2% | 6.0% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First National Bank in New Bremen leads on 3 and Mercer Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.