TellerScore

Headquartered in New Bremen, Ohio, First National Bank in New Bremen is a national bank with $467.1M in total assets and $418.1M in deposits as of Q2 2026. It operates 6 offices. Its charter dates back to 1934.

Based on its Q2 2026 filing, First National Bank in New Bremen scores 78/100, which we describe as strong. That is higher than 72% of 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 31st. Its strongest component is problem-loan coverage (99/100; 0.5%), and its lowest is capital cushion (58/100; 10.83%).

TellerScore · Q2 2026

Scorecard

Capital cushion58/100
Tier 1 leverage ratio: 10.83%
Loan quality94/100
Noncurrent loans ÷ total loans: 0.17%
Earnings75/100
Return on assets (annualized): 1.38%
Funding & liquidity78/100
Loans ÷ deposits and uninsured-deposit share: 34.9% · 35.2% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.49%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 78).

TellerScore
737678Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202474
Q4 202473
Q1 202576
Q2 202577
Q3 202578
Q4 202577
Q1 202677
Q2 202678
Tier 1 leverage ratio
5.00%7.94%10.88%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.17%
Q3 202410.15%
Q4 20249.78%
Q1 202510.27%
Q2 202510.53%
Q3 202510.88%
Q4 202510.67%
Q1 202610.81%
Q2 202610.83%
Noncurrent loans
0.17%0.21%0.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.26%
Q3 20240.22%
Q4 20240.20%
Q1 20250.19%
Q2 20250.18%
Q3 20250.19%
Q4 20250.18%
Q1 20260.17%
Q2 20260.17%
Return on assets
1.22%1.32%1.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.22%
Q3 20241.26%
Q4 20241.26%
Q1 20251.40%
Q2 20251.42%
Q3 20251.37%
Q4 20251.40%
Q1 20261.34%
Q2 20261.38%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$467.1M10.83%0.17%1.38%34.9%
Q1 202677$457.2M10.81%0.17%1.34%36.5%
Q4 202577$455.5M10.67%0.18%1.40%36.5%
Q3 202578$443.5M10.88%0.19%1.37%38.2%
Q2 202577$438.3M10.53%0.18%1.42%38.6%
Q1 202576$451.5M10.27%0.19%1.40%36.8%
Q4 202473$446.7M9.78%0.20%1.26%36.3%
Q3 202474$441.4M10.15%0.22%1.26%35.9%
Q2 202474$432.7M10.17%0.26%1.22%36.6%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.83%
47th
Total risk-based capital33.37%
97th
Problem loans0.17%
67th
Net charge-offs0.02%
41st
Return on assets1.38%
58th
Net interest margin2.72%
5th
Efficiency ratio51.1%
81st
Loans to deposits34.9%
97th
Uninsured deposits35.2%
17th
Loan-loss reserves1.87%
91st
Texas ratio0.5%
77th

Similar-size banks in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
The Farmers Bank and Savings CompanyBank Pomeroy, OH61 out of 100, Moderate$472.0M9.2%0.97%vs
Ohio State BankBank Bexley, OH66 out of 100, Moderate$484.0M11.7%1.03%vs
Osgood BankBank Osgood, OH72 out of 100, Strong$485.8M9.9%0.38%vs
The St. Henry BankBank St. Henry, OH92 out of 100, Very strong$435.6M13.6%0.10%vs
North Valley BankBank Zanesville, OH65 out of 100, Moderate$426.9M10.1%0.68%vs
The Savings BankBank Circleville, OH64 out of 100, Moderate$520.1M9.4%0.22%vs

Deposit insurance

Is my money safe at First National Bank in New Bremen?

Yes. First National Bank in New Bremen is an FDIC-insured institution (FDIC certificate #14836). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 35.2% of deposits ($147.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.83%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 33.37% (benchmark: 10%).

Check how much of your own balance is covered

6 locations

Branches

First National Bank in New Bremen lists 5 offices in 5 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First National Bank in New Bremen
Type
National bank
FDIC certificate #
14836
RSSD ID
204826
Primary regulator
OCC
Established
January 1, 1934
Headquarters
435 S Washington St, New Bremen, OH 45869
Employees
35

Quick answers

First National Bank in New Bremen: common questions

Is First National Bank in New Bremen FDIC insured?

Yes. First National Bank in New Bremen is an FDIC-insured institution (FDIC certificate #14836). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First National Bank in New Bremen's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First National Bank in New Bremen ever failed?

There is no failure record for FDIC certificate #14836 in the FDIC failed bank list.

How many branches does First National Bank in New Bremen have?

6 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near New Bremen

InstitutionScoreAssetsCapitalProblem loansCompare
Superior Credit Union, IncCredit union Lima, OH94 out of 100, Very strong$2.0B15.2%0.20%vs
The St. Henry BankBank St. Henry, OH92 out of 100, Very strong$435.6M13.6%0.10%vs
The Covington Savings and Loan AssociationBank Covington, OH91 out of 100, Very strong$84.0M18.6%0.00%vs
Versailles Savings and Loan CompanyBank Versailles, OH89 out of 100, Very strong$65.6M19.3%0.00%vs
Greenville National BankBank Greenville, OH86 out of 100, Very strong$641.5M13.0%0.05%vs
The Peoples Bank Co.Bank Coldwater, OH85 out of 100, Very strong$859.2M11.9%0.13%vs