Side-by-side · Q2 2026 data
First National Bank in New Bremen vs Nickel Steel Federal Credit Union
Metric by metric
| Measure | First National Bank in New Bremen | Nickel Steel Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 76 |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 94 (stronger) | 86 |
| Earnings | 75 (stronger) | 0 |
| Funding & liquidity | 78 | 97 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 72nd | 54th |
| Total assets | $467.1M | $5.2M |
| Deposits / shares | $418.1M | $3.5M |
| Capital ratio | 10.83% | 33.12% (stronger) |
| Problem loans | 0.17% (stronger) | 0.42% |
| Net charge-offs | 0.02% (stronger) | 2.27% |
| Return on assets | 1.38% (stronger) | -1.10% |
| Loans ÷ deposits | 34.9% (stronger) | 63.2% |
| Uninsured deposits | 35.2% | 0.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank in New Bremen has the higher TellerScore (78 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First National Bank in New Bremen leads on 5 and Nickel Steel Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.