Side-by-side · Q2 2026 data
First National Bank in New Bremen vs The First Central National Bank of St. Paris
Bank
The First Central National Bank of St. Paris
St. Paris, Ohio · Under $100 million in assets
Metric by metric
| Measure | First National Bank in New Bremen | The First Central National Bank of St. Paris |
|---|---|---|
| TellerScore | 78 | 87 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 94 | 99 (stronger) |
| Earnings | 75 (stronger) | 50 |
| Funding & liquidity | 78 | 84 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 72nd | 84th |
| Total assets | $467.1M | $97.0M |
| Deposits / shares | $418.1M | $76.8M |
| Capital ratio | 10.83% | 18.89% (stronger) |
| Problem loans | 0.17% | 0.02% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.38% (stronger) | 0.75% |
| Loans ÷ deposits | 34.9% (stronger) | 76.2% |
| Uninsured deposits | 35.2% | 10.6% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First Central National Bank of St. Paris has the higher TellerScore (87 vs 78). On the 7 directional measures above (where higher or lower is clearly better), First National Bank in New Bremen leads on 2 and The First Central National Bank of St. Paris on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.