Side-by-side · Q2 2026 data
First National Bank in Olney vs Hershey Robinson Employees Credit Union
Credit union
Hershey Robinson Employees Credit Union
Robinson, Illinois · Under $100 million in assets
Metric by metric
| Measure | First National Bank in Olney | Hershey Robinson Employees Credit Union |
|---|---|---|
| TellerScore | 64 | 86 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 47 | 54 (stronger) |
| Earnings | 68 | 93 (stronger) |
| Funding & liquidity | 87 | 94 (stronger) |
| Problem-loan coverage | 86 | 95 (stronger) |
| Peer percentile | 26th | 80th |
| Total assets | $469.3M | $3.3M |
| Deposits / shares | $415.4M | $2.5M |
| Capital ratio | 10.83% | 25.00% (stronger) |
| Problem loans | 1.60% | 1.37% (stronger) |
| Net charge-offs | 0.08% | 0.04% (stronger) |
| Return on assets | 1.20% | 1.83% (stronger) |
| Loans ÷ deposits | 54.9% (stronger) | 66.7% |
| Uninsured deposits | 26.8% | 0.0% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hershey Robinson Employees Credit Union has the higher TellerScore (86 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First National Bank in Olney leads on 1 and Hershey Robinson Employees Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Robinson, IL